Mortgage Resources

Company Info

After Relocation

What to do after you relocate

Within the first 3 days:

Get phone books and maps of the region. Consider purchasing a Thomas Guide (Thomas Brothers Maps^®) for each car. A Thomas Guide is a map which lists names, addresses, phone numbers and locations of public transportation, public works, airports and airlines, major commercial and public buildings, Chamber of Commerce, colleges and universities, golf courses, hospitals, hotels and motels, libraries, post offices, private and public schools, shopping centers, U.S. government offices, points of interest, parks, Zip Code areas and more. Large grocery or stationery stores usually carry Thomas Guides.

Additional California Home Loan Information:

Mortgage Basics: The main purpose of koloans.com is to educate and inform. Understanding mortgages, mortgage rates, home loan terms etc. is hard and our Mortgage Basics page is here to help. Please take the time to educate yourself about home loans and see what you can find in the links below. What documents might you need to do a new home loan? What is an interest only home loan? Can you really buy a house with zero down home loan? What is a FICO score? All great home loan questions.

Mortgage Information: When looking for a new mortgage you need to have right information to make informed decisions. Mortgage education is a key part of our goal at koloans.com. Regular visitors of koloans.com take advantage of the updated mortgage information provided below and throughout the site. Interest Only loans, Fixed Rate Loans, Appraisal process, Mortgage Questions to ask, are all things you will find being discussed at koloans.com. Since we focus on the California home loan market, we have the unique ability to tailor your home loan to meet your needs. Low rates, low fees and great service is what we provide to each and every client.

Mortgage Rescue Plan: It was announced today the President Bush will back a bill in Congress that provide support for Fannie Mae and Freddie Mac, modernize the FHA and give a tax credit of $7,500.00 to first time home buyers. This bill is expected to pass the Senate and should be ready for President Bush to sign in the very near future. There is 300 billion in assistance being provided to troubled homeowners and throw in government support behind mortgage finance giants Fannie Mae and Freddie Mac. This is another major move by Congress and the White House to sure up the US real estate market which is in a steep decline.

Clear the kitchen table, spread your street map and identify locations of services such as these nearest you:

Police and fire stations
Hospitals and medical clinics
Gas stations
Grocery, pharmacy, hardware and department stores
Bank, dry cleaners, veterinarian

Within the first 10 days:

Call the garbage company or Department of Sanitation. Find out when the garbage and recyclable material is picked up. Are special containers required for recycling plastic, paper, oil, etc?
Contact the Chamber of Commerce. They can provide a wealth of information about your community. Your local chamber may have informational packets designed especially for newcomers.
Call City Hall and find out where to register to vote.
Contact the Department of Motor Vehicles to change the address on your driver's license.
Identify and contact your new doctor and dentist. Contact your previous care providers and request your records be sent to them.
Contact your new insurance agent. He or she can help you transfer your existing insurance policies.
Realize that moving is one of the most stressful activities one can experience. Make extra efforts to be patient and tolerant during this difficult time.

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Prior to Relocation Top Ten Relocation Mistakes