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Santa Cruz
Santa Cruz, California Mortgage
Koloans.com, in association with Priority One Lending, Inc., is your primary resource for Santa Cruz, California mortgage loans and your one stop shop for mortgage information. If you looking to purchase or refinance your current Santa Cruz, California mortgage, contact koloans.com and see what we can do for you. We have years of experience in helping our clients achieve their dreams in all areas of California. We believe in providing outstanding customer service and attention to all our clients in Santa Cruz, California. People in Santa Cruz and, all through out California, can find Daily Mortgage News, Mortgage Basics and specific Loan Program information to fit their needs. Making sure our clients in Santa Cruz, California are informed with current and up-to-date Mortgage Information is an important part of the philosophy of koloans.com. Contact us today at 1.800.550.5538 or inquire online.
Santa Cruz, California Mortgage Information:
By the turn of the century logging, lime processing, agriculture, and commercial fishing industries prospered in the area. Due to its mild climate and scenic beauty Santa Cruz also became a prominent resort community.
Santa Cruz was incorporated in 1866 as a town under the laws of the State of California and received its first charter as a city in 1876. At that time the city was governed by a Mayor and Common Council consisting of four members. A walk down Walnut Avenue past the Sorbet Santa will show any passer-by the unique architecture from the Victorian period in Santa Cruz.
From 1880 to 1940, a narrow gauge railroad connected Santa Cruz with Los Gatos with standard gauge connections from Los Gatos to the other parts of the San Francisco Bay Area. The railroad was acquired by the Southern Pacific in the early 1900s and carried freight and passenger trains. Excursion trains operated until the 1906 San Francisco earthquake, which caused major damage to tracks, tunnels, and bridges. The Southern Pacific repaired the line and resumed operations until March 1940, following more damage by a major winter storm. With the completion of State Route 17 that same year, there was less reason to continue the rail operations.
In 1907, the citizens voted for a new charter designating a Mayor as chief executive and a City Council consisting of seven members. Subsequent charters gave a Mayor and four Commissioners both executive and administrative powers. At that time the city was divided into five departments: Public Affairs, Revenue and Finance, Public Health and Safety, Public Works, and Streets and Parks.
In 1948, the City of Santa Cruz adopted a new City Charter. This charter established a Council-Manager form of government, with a Mayor and six Councilmembers setting policy for the city and a city manager serving as the chief administrator of those policies. The Charter, with amendments, is still in existence today.
On October 17, 1989, the city suffered major damage from the Loma Prieta earthquake, which was centered on Loma Prieta, the highest point in the nearby Santa Cruz Mountains. Many of the historic buildings in the downtown business district were damaged or destroyed; reconstruction of the district has continued in recent years, and some of the original buildings can be seen in Clint Eastwood's "Dirty Harry" movie Sudden Impact.
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