As of the census of 2000, there were 100,916 people, 38,524 households, and 25,233 families residing in the city. The population density was 1,849.3/km² (4,790.6/mi²). There were 39,803 housing units at an average density of 729.4/km² (1,889.5/mi²). The racial makeup of the city was 78.79% White, 1.41% African American, 1.16% Native American, 3.00% Asian, 0.17% Pacific Islander, 11.14% from other races, and 4.32% from two or more races. Hispanic or Latino of any race were 24.35% of the population.

There were 38,524 households out of which 32.1% had children under the age of 18 living with them, 49.2% were married couples living together, 11.7% had a female householder with no husband present, and 34.5% were non-families. 26.5% of all households were made up of individuals and 9.7% had someone living alone who was 65 years of age or older. The average household size was 2.56 and the average family size was 3.12.

In the city the population was spread out with 25.0% under the age of 18, 7.8% from 18 to 24, 31.5% from 25 to 44, 22.8% from 45 to 64, and 12.8% who were 65 years of age or older. The median age was 37 years. For every 100 females there were 96.9 males. For every 100 females age 18 and over, there were 93.8 males.

The median income for a household in the city was $52,298, and the median income for a family was $60,466. Males had a median income of $43,828 versus $31,793 for females. The per capita income for the city was $25,065. About 6.4% of families and 9.0% of the population were below the poverty line, including 12.2% of those under age 18 and 5.3% of those age 65 or over.

Ventura is also an excellent location for surfing. One great surf spot is Surfer's Point, also referred to as C Street where some surfing competitions are held.

Downtown Ventura is home to the Mission San Buenaventura, museums, galleries, dining and shopping. Primary areas of activity include California Street and Main Street between Ventura Avenue and Fir Street. Also located in downtown is the historic Ortega adobe, home to the Ortega family now famous for their chile products. Numerous thrift stores contrast with high-end shops and restaurants. Also in Downtown Ventura are the ornate city hall with a statue of Junipero Serra, and the Rubicon Theatre.

In Plaza Park (Chestnut and Santa Clara Streets, downtown) one of the nations largest Morton Bay Fig Trees is marked with a historic plaque. Across the street is the main post office which houses WPA murals on its interior walls.

The Ventura Harbor is home to a thriving fishing industry, seafood restaurants and a shopping village at Ventura Harbor Village. The Channel Islands National Park Headquarters are also located in the harbor, and the boats to the national park depart from the harbor daily.

Ventura's fairgrounds are also the home of the Ventura County Fair.

The Olivas Adobe, one of the early California Rancho homes, is operated today as a museum and performing arts venue. Located adjacent to the Olivas Park Golf Course, the home is one of the most visited historic sites on the central coast. Living history reinactments, demonstrations of Rancho life, and wonderful ghost stories abound. A summer music series of performances held in the old home's courtyard feature an eclectic assortment of artists from blues to jazz to country.

The home of race car driver Cory Kruseman can be found here.

Many films including Swordfish, Little Miss Sunshine, and Erin Brockovich were partly filmed in Ventura.

Downtown Ventura also hosts the Majestic Ventura Theater which is situated about two blocks away from the city hall. It serves as a venue for concerts. The theater has seen many bands such as The Doors and Van Halen. In recent years the theaters validity has waned and given way to Alpine Ventura, who's concerts are not as upscale but have much more life and and better connection with the underground music scene of the greater Ventura area.

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