|30yr Fixed Rate||6.375%||6.591%||Request|
|25yr Fixed Rate||6.375%||6.618%||Request|
|20yr Fixed Rate||6.25%||6.398%||Request|
|15yr Fixed Rate||6.125%||6.365%||Request|
We offer low Altadena, California mortgage rates for both refinance and purchase transactions. If you are looking to refinance your mortgage or if you are in the process of purchasing a home in the Altadena area please contact me directly for a free quote. My direct number is 1-800-550-5538 or you can complete one of the request-a-quote forms on my website.
Altadena, California Home Loans
Home Loan Information To Save You Time and Money
From first-time homebuyers to experienced real estate investors, this section of my website is for you.
Our easy-to-use mortgage calculator will help you figure out your monthly payment and more.
Are you looking to refinance your current home loan? Then this section will show you your options.
USDA Home Loans
The USDA home loan program is the perfect mortgage option for people living in rural communities across the country.
FHA Home Loans
FHA home loans are great for first-time homebuyers and/or those with less-than-perfect credit. Refinance or purchase.
VA Home Loans
VA home loans are for military members that currently serve our country, who previously served, and their families. A great program!
Altadena Conforming Loan Limits
The 2023 Altadena conforming loan limit is $1,089,300. Below are the home loan limits for one to four-unit properties in Altadena.
The one-unit Altadena conforming loan limit is $1,089,300. Primary, secondary and rental properties.
The two-unit Altadena conforming loan limit is $1,394,775. Primary, secondary and rental properties.
The three-unit Altadena conforming loan limit is $1,685,850. Primary, secondary and rental properties.
The four-unit Altadena conforming loan limit is $2,095,200. Primary, secondary and rental properties.
How To Find The Best Mortgage Rates In Altadena
If you are buying a home in Altadena or if you are refinancing your current home loan interest rate you’ll obviously want to lock in the best mortgage rate available.
So the big question is, how do you do that?
I suggest following these simple rules to make sure you obtain the best mortgage rate.
Five Steps To Obtaining The Best Mortgage Rate:
- Find a reputable mortgage company that offers low-rate mortgages in Altadena, CA.
- Work with an experienced Loan Officer (at least 5-10 years of experience).
- Ask questions, lots of questions are good!
- Avoid too-good-to-be-true quotes.
- Make sure you find out what the total fees are (for everything).
Following these five steps will help you secure the best possible mortgage rate.
Altadena Mortgage Broker
A reputable Altadena mortgage broker is someone who can obtain the best current home loan rates in Altadena, CA, and provide exceptional customer service. A trusted mortgage broker will have years of experience, access to a wide variety of home loan programs, and a top rating with the Better Business Bureau, Zillow, and more.
Providing important and useful information to their clients is a key attribute as well. Here are four informative articles I believe every home loan applicant should read.
To Buy A Home
If you are getting ready to purchase a home you’ll want to read this article. It will give you detailed information about the documents you need to buy a home.
If you are refinancing your current home loan interest rate then this article is for you. It will give a list of documents you’ll need to refinance your mortgage.
When you buy a home you’ll want to complete a Home Inspection. In this article, you’ll get all the ins and outs of a Home Inspection.
If you’re buying a home or refinancing your current home loan interest rate then be sure to read my Home Appraisal article.