Low Rates, Fast Closings, and Exceptional Service

Altadena, California Mortgage Rates

Loan TermRateAPR
30yr Fixed Rate5.375%5.611%
25yr Fixed Rate5.375%5.783%
20yr Fixed Rate5.125%5.457%
15yr Fixed Rate4.625%4.982%
02/02/2023 assumptions

We offer low Altadena, California mortgage rates for both refinance and purchase transactions. If you are looking to refinance your mortgage or if you are in the process of purchasing a home in the Altadena area please contact me directly for a free quote. My direct number is 1-800-550-5538 or you can complete one of the request-a-quote forms on my website.

Altadena, California Home Loans

Home Loan Information To Save You Time and Money

Homebuyers

From first-time homebuyers to experienced real estate investors, this section of my website is for you.

Calculator

Our easy-to-use mortgage calculator will help you figure out your monthly payment and more.

Refinance

Are you looking to refinance your current home loan? Then this section will show you your options.

USDA Home Loans

The USDA home loan program is the perfect mortgage option for people living in rural communities across the country.

FHA Home Loans

FHA home loans are great for first-time homebuyers and/or those with less-than-perfect credit. Refinance or purchase.

VA Home Loans

VA home loans are for military members that currently serve our country, who previously served, and their families. A great program!

Altadena Conforming Loan Limits

The 2023 Altadena conforming loan limit is $1,089,300. Below are the home loan limits for one to four-unit properties in Altadena.

One-Unit Property

The one-unit Altadena conforming loan limit is $1,089,300. Primary, secondary and rental properties.

Two-Unit Property

The two-unit Altadena conforming loan limit is $1,394,775. Primary, secondary and rental properties.

Three-Unit Property

The three-unit Altadena conforming loan limit is $1,685,850. Primary, secondary and rental properties.

Four-Unit Property

The four-unit Altadena conforming loan limit is $2,095,200. Primary, secondary and rental properties.

How To Find The Best Mortgage Rates In Altadena

If you are buying a home in Altadena or if you are refinancing your current home loan interest rate you’ll obviously want to lock in the best mortgage rate available.

So the big question is, how do you do that?

I suggest following these simple rules to make sure you obtain the best mortgage rate.

Five Steps To Obtaining The Best Mortgage Rate:

  • Find a reputable mortgage company that offers low-rate mortgages in Altadena, CA.
  • Work with an experienced Loan Officer (at least 5-10 years of experience).
  • Ask questions, lots of questions are good!
  • Avoid too-good-to-be-true quotes.
  • Make sure you find out what the total fees are (for everything).

Following these five steps will help you secure the best possible mortgage rate.

Altadena Mortgage Broker

A reputable Altadena mortgage broker is someone who can obtain the best current home loan rates in Altadena, CA, and provide exceptional customer service. A trusted mortgage broker will have years of experience, access to a wide variety of home loan programs, and a top rating with the Better Business Bureau, Zillow, and more.

Providing important and useful information to their clients is a key attribute as well. Here are four informative articles I believe every home loan applicant should read.

Documents Needed
To Buy A Home

If you are getting ready to purchase a home you’ll want to read this article. It will give you detailed information about the documents you need to buy a home.

Documents Needed
To Refinance

If you are refinancing your current home loan interest rate then this article is for you. It will give a list of documents you’ll need to refinance your mortgage.

Home Inspection

When you buy a home you’ll want to complete a Home Inspection. In this article, you’ll get all the ins and outs of a Home Inspection.

Home Appraisal

If you’re buying a home or refinancing your current home loan interest rate then be sure to read my Home Appraisal article.

Loan Officer Kevin O'Connor

About The Author

Loan Officer Kevin O'Connor has over 17 years of experience as a Mortgage Loan Originator and is a trusted resource for mortgage education and information. He's licensed by the state of California and the Nationwide Mortgage Licensing System. He has a top rating with the Better Business Bureau, Google, Yelp, and Zillow. You can contact him at 1-800-550-5538. CA DRE #01499872 / NMLS #247447