California home loan rates

California home loan rate

At JB Mortgage Capital, Inc. we provide low California home loan rates for both purchase and refinance transactions. Whether it’s a fixed rate or an adjustable rate mortgage – JB Mortgage Capital, Inc. has the knowledge and experience to help each and every client obtain a great home loan rate. The best home loan rates and programs can provide significant benefits to a client looking to refinance their current loan or purchase a new home. From San Diego to northern California; JB Mortgage Capital, Inc. covers all of California. To find information about current mortgage rates; please be sure to visit our Mortgage Rates section.  

Do you want to know what it’s like working with JB Mortgage Capital, Inc.?

First and foremost – you’ll work with one person from beginning to end. Many mortgage companies pass you from one department to the next during the loan process. This can cause delays and issues for the borrower. Second; we take the time to make sure we review your information to find the best possible loan product. We put the clients needs first and work diligently to meet the needs of the clients. We’re a mortgage company that has years of experience and a wealth of knowledge about the mortgage industry and we are open to sharing that with our clients. That’s one of many reasons why we have an “A+” rating with the Better Business Bureau a “AAA” rating with the BCA and a five star rating with Zillow and Mortgage101. We provide conforming loans, jumbo loans and FHA loansCalifornia 30 year fixed rate for clients that are looking to refinance or purchase a new home loan on 1 to 4 unit residential properties. Our loan programs provide opportunities for retired and self-employed borrower’s to secure a new home loan rate and industry low terms. From zero cost loans to buying down the interest rate; we’ll review all the options with you and answer any questions you may have.

Here are the fixed rate home loan terms we offer:  30 year fixed rate, 25 year fixed rate, 20 year fixed rate, 15 year fixed rate and a 10 year fixed rate.  The main adjustable rate home loan terms we offer are a 10/1 adjustable rate mortgage, a 7/1 adjustable rate mortgage and a 5/1 adjustable rate mortgage. If you are looking for the best new home loan to purchase a property we can generally have the pre-approval done the same day and send our pre-approval letter to you or your realtor.

BBB A+ Accredited
Contact us today at 1-800-550-5538 and request a no cost – no obligation home loan pre-approval and we’ll give you our best low California home loan rate. We generally can pre-approve our clients in less than 24 hours and close within 30 days!  

A California mortgage rate reset is an important topic to cover for homeowner’s that have an adjustable rate mortgage that is set to adjust in the next few years. From a previous post on koloans: “Is your California mortgage rate about to reset after a 5, 7 or 10 year fixed rate period? If so don’t worry; thousands of Californians are in the same situation every year. Adjustable rate mortgages are a mortgage product in which the rate adjusts or “resets” after a fixed period time. That’s different from a fixed rate mortgage which has a fixed rate during the entire life of the loan. As you know you obtained a break on the rate for going with an adjustable California mortgage rate when you purchased or refinanced your home. But now you’re facing a mortgage rate reset; so here are some options.” Continue Reading!