California refinance rates July 2015

California refinance rates are near 2015 lows.  30 Year fixed, 25 year fixed, 20 year fixed, 15 year fixed and 10 year fixed loans are hovering just above the lows seen in late spring.  Adjustable rates such as the 7/1 ARM loan program and the 5/1 ARM program are also very low and worth considering if the homeowner plans to sell or refinance in the next 5-7 years.  Zero point and zero cost loans are available as California refinance rates settle during the summer months.  Many lenders in California are fighting for market share so you’ll see many lenders advertising only their absolute best rate…and some offering terms that simply don’t exist.  At JB Mortgage Capital, Inc. we provide some of the best California home loan rates in the industry.  Make sure the company you are working with is an Accredited business with the Better Business Bureau and make sure they have an “A+” rating.  JB Mortgage Capital, Inc. has an “A+” rating with the Better Business Bureau and if you are considering a refinance gives a call at 1-800-550-5538.  We offer a no cost and no obligation pre-approval.