Everything California

OneWest Bank

OneWest Bank California

OneWest Bank: OneWest Bank is one of the banks in southern California founded in 2009 by an investors group called IMB Holdo. The bank provides services such as home loans, consumer deposit, and lending, among others. Though the bank may seem fairly new, its origin could be traced to one of the failed banks in the United States seized by … Read more

California Bank And Trust

Cal Bank And Trust

California Bank & Trust California Bank & Trust (CB&T) is a bank which offers customers with smart financial solutions through varieties of banking services. With its headquarters in San Diego, the Bank expands its service across more than 100 branches in California. CB&T is a subsidiary of the parent holding company, Zions Bancorporation which is recognized as a top bank … Read more

Bank Of The West

Bank of the west

Bank Of The West: Bank of the West is an offshoot of BNP Paribas. It is a financial services establishment that has its headquarters in San Francisco, Los Angeles, California. History: Bank of the West was formerly referred to as FNGB (Farmers National Gold Bank) and was initially located in San Jose in California during 1874. In 1880, when bank … Read more

Banc Of California

Banc of California

Banc of California Banc of California, now known as MUFG Union Bank as a result of a merger, was founded by William Chapman Ralston on July 4, 1864, in San Francisco, California. According to some sources, the bank was claimed to be the pioneer commercial bank in Western United States. History: Origin of Banc of California can be traced to … Read more

Union Bank

Union Bank

One Of The Largest Banks In California: Union Bank (previously known as Union Bank of California) is a commercial bank which offers full-scale services such as private banking, insurance, investment and financial management, global custody and trust services. With its headquarters in San Francisco, the bank records more than 10,000 employees, maintains a primary data center in Monterey Park, California … Read more

High Home Values And Low Mortgage Rates

California Home

California Wins Again: Last week we referenced a Lending Tree infograph in our weekly Mortgage News Update For Homeowners series that showed California averages the lowest mortgage rates and the highest home values compared to the rest of the country. For anyone living in California it’s no surprise that California has the highest home values however I think a lot … Read more

Debt To Income Ratio Limits Raised

A Brown Home

Higher Deb To Income Ration Now Eligible: On July 29th, 2017 the door to a new mortgage will be opened for thousands of potential homeowners and current homeowners that have a Debt-To-Income (DTI) ratio above 45%. The mortgage giant Fannie Mae will be making an adjustment to its Automated Underwriting System (AUS) so that those with a 45%-50% DTI will … Read more