A Review Of California Bank And Trust

Cal Bank And Trust

Disclaimer – We are not associated with California Bank And Trust; this is a review of what they have to offer and their history. If you are looking for their website please visit here or call their customer service number: 1-800-400-6080. California Bank & Trust (CB&T) is a bank which offers customers with smart financial solutions through varieties of banking … Read more

Getting A Mortgage In California

Home in California

Here are the simple steps to getting a mortgage in California. If you’re new to the process you’ll want to obtain a basic understanding of what a mortgage is (see below). Find a good mortgage company and an experienced Loan Officer. Ask the right questions. Gather your documents. Obtain your mortgage approval. Close your mortgage. Following these simple steps will … Read more

Keller Williams Realty

Keller Williams2

The California realtor company Keller Williams Realty is popularly known as KW also provides a real estate platform that buyers and sellers love. The company was launched in 1983 by Joe Williams and Gary Keller, KW has risen to become #1 real estate company in both number of agents and sales of units. The company is a worldwide recognized brand … Read more

Who Has The Lowest Mortgage Rates?

Home Interest Rate

Have you ever asked a family member, friend or even a realtor this question – who has the lowest mortgage rates in California? I would guess most home buyers or homeowners looking to refinance their mortgage have at one point in time or another asked someone “Who has the lowest mortgage rates in California?” Here is a simple fact of life … Read more

Refinance My Mortgage In California

Family Home

If current mortgage rates are lower than what you already have, then you’ll probably want to look into refinancing. Where do you begin? What is the first step to refinancing your current mortgage?  There are so many things associated with a mortgage transaction: fixed rate mortgages, adjustable rate mortgages, points, costs, appraisal and the list goes on for things you need to … Read more

Debt To Income Ratio Limits Raised

A Brown Home

On July 29th, 2017 the door to a new mortgage will be opened for thousands of potential homeowners and current homeowners that have a Debt-To-Income (DTI) ratio above 45%. The mortgage giant Fannie Mae will be making an adjustment to its Automated Underwriting System (AUS) so that those with a 45%-50% DTI will be approved for a new mortgage. By … Read more