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Chula Vista, California Mortgage Rates

Chula Vista, CA typically has one of the hottest real estate markets in California. Homes sell fast and usually receive multiple offers. Low mortgage rates in Chula Vista, California have helped propel the housing market higher since the 2008 housing recession.

Our team of professionals works hard for our clients to ensure every transaction is fast, efficient, and streamlined. Low rates, fast closings, and personal one-on-one service makes working with us a unique experience. If you are looking to refinance your current mortgage or if you are purchasing a home please be sure to contact us for a no-cost/no-obligation quote. And see what makes us different.

Mortgage Rates In Chula Vista, California:

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“The Beautiful View”:

What a great name for a city! Chula Vista (the Beautiful View) is one of California’s southernmost cities and is nestled along the San Diego Bay. The name of this popular city means “beautiful view” and it is the 2nd largest city with a population of over 250,000 residents.

Chula Vista has a lot to offer for those that call it home or a vacation destination. The beach, activities for the family, restaurants, and a strong economy make Chula Vista an attractive place. It is less than 8 miles away from downtown San Diego and a short drive to the US-Mexican border.

Chula Vista got its name because of the spectacular coastal mountain foothills and its proximity to San Diego Bay which surrounds the city.

Founded In The 19th Century:

The city was founded early in the 19th century and its population has been growing ever since. A US Olympic training center is located in the city and is in use throughout the year. There are many notable tourist attractions such as the Chula Vista Marina, Aquatica San Diego, the Living Coast Discovery Center, and Mattress Firm Amphitheater. A popular destination for kids is the SkyZone Trampoline Park which is located in the eastern part of the city.

Buying A Home In Chula Vista:

The average home price in Chula Vista is currently just over $787,000 (October 2022) and it has a mixture of Single Family Residences, Townhomes, Condominiums, and Multi-Family residences. Low mortgage rates and a strong economy have helped push home values to new highs and many believe that will continue for the next several years.

If you are interested in seeing current mortgage rates that are offered in the Chula Vista area please be sure to visit our Mortgage Rates page. We not only post current Chula Vista, California mortgage rates but we also provide general mortgage market insight along with general industry news.

Mortgage rates in Chula Vista California

Historical Sites:

One of the oldest historic sites in the area is almost 8,000 years old and the Spanish gave this site the name of Otai when they were active in the region in 1769. There is also the Rolling Hills site which is at least 7,000 years old. Important fossil discoveries have been made in Otay Valley Regional Park with some fossils dating back almost 100,000 years (San Dieguito people were early inhabitants of the area). Popular neighborhoods of the city include West Chula Vista and East Chula Vista.

Strong and Stable Economy:

Chula Vista enjoys a strong economy with easy access to the Mexican border and the Pacific Ocean. The small business sector provides the backbone for most of the business conducted in the city.

The city also has a vibrant tourism industry and plenty of beautiful hotels to accommodate people visiting the area. The shopping and entertainment areas, as well as restaurants, help define the culture of Chula Vista. Golfing enthusiasts will be happy to know that there are several excellent golf courses in Chula Vista area.

There are many other quality attractions such as the US Olympic Training Center, the Chula Vista Nature Center, the Aquatica San Diego, the Onstage Playhouse, Otay Valley Regional Park, and Mattress Firm Amphitheater. Chula Vista offers an incredible amount of value to tourists, residents, and prospective property investors.

Low Chula Vista, CA Mortgage Rates:

There are many reasons why people should consider living in Chula Vista. It’s a beautiful area, lots of fun things to do, and desirable housing are just some of the reasons why so many people want to live there. Historically low mortgage rates in Chula Vista, California have enabled more people to buy homes. This trend should continue as the economy continues to expand to new heights.

Realtors In Chula Vista:

There are hundreds of Realtors in the Chula Vista area; closing the right one is important to finding the right home. Here are three Real Estate companies you might want to consider. Chula Vista mortgage lenders work with all local Realtors representing buyers looking to purchase a home in the Chula Vista area.

Berkshire Hathaway Home Services California:

The office manager for the Berkshire Hathaway Home Services California office in Chula Vista is Alfredo Garcia. Realtors include Lynn Adams, Lawrence Avila, Virginia Boyd, and Larissa Cota. The office is located at 2060 Otay Lakes Road, #150, in Chula Vista. The office number is 619-946-1900.

Keller Williams Realty Chula Vista:

The Keller Williams Realty-Chula Vista company has been serving the area since 2009. Their main office is located at 2371 Fenton St., Suite 220 in Chula Vista. The office contact number is (619) 779-7200. Agents include David Acosta, Belinda Adams, Cloretta Banks, and Mike Blair.

Coldwell Banker West:

The Coldwell Banker West office is located at 2300 Boswell Road, Suite 100, Chula Vista, CA 91914. The main office number is (619) 271-9500. The office serves the Chula Vista community as well as Bonita, El Cajon, Imperial Beach, Ramona, and Santee.

Appraisers In Chula Vista:

Appraise All Chula Vista:

Appraise All Chula Vista is located at 591 Telegraph Canyon Rd., Chula Vista, CA 91910. The direct office number is (858)232-3348. Along with Chula Vista, they will appraise homes in the Carlsbad, Imperial Beach, La Jolla, Ocean Beach, and San Ysidro areas.

Faster Appraisals:

This appraisal company offers Full Appraisals, Drive-By Appraisals, Investor Appraisals, and General Purpose Desktop Appraisals. Faster Appraisals is located at 2220 Otay Lakes Road #502-350, Chula Vista, California 91915. The contact number is (619) 808-9816.

Additional California Cities:

If you’re looking for additional information on another Southern California city please be sure to visit the main Southern California page.

Loan Officer Kevin O'Connor

About The Author

Loan Officer Kevin O'Connor has over 17+ years of experience as a Mortgage Loan Originator and is licensed by the state of California and the Nationwide Mortgage Licensing System. He has a top rating with the Better Business Bureau, Google, Yelp, and Zillow. CA DRE #01499872 / NMLS #247447

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