Concord, California Mortgage Rates

We offer low mortgage rates in Concord, California, fast closings and personal one-on-one service. For over 15 years I’ve been working with homeowners to help them achieve the dream of homeownership.

Whether you’re buying a home or refinancing a current mortgage, we have the loan programs to meet your needs. From the initial quote to the final close I will work directly with you so you’ll always know who to contact in case you have questions.

Our company has an A+ rating with the Better Business Bureau along with a Five Star rating on Zillow. Contact me directly for a no-cost/no-obligation quote and see what makes us different.

Helping Homeowners Achieve Their Dreams is not just a saying, it’s something my team fully believes in.

Mortgage Rates In Concord, California:

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Jumbo Mortgage Rates

Concord, California Mortgage Calculator:

Using our Concord, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Concord, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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Living In Concord, California:

Concord, CA is located in northern California.

Concord is the largest city in Contra Costa County, California and has a population of over 127,000 residents. The total area of the city is 30.5 miles all land. It was founded in 1869.

Concord is just south of Napa, and east of Berkley. The focal point of downtown Concord is the Todos Santos Plaza, which encompasses 2.5 acres. The plaza hosts a farmer’s market and summer concerts as well as other events. The plaza also features a family park within it complete with a playground area, benches, and picnic area.

The northern edge of Concord is the industrial area of the city, while north and east of the downtown area are mainly residential.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Concord Music, Shopping, And Entertainment:

Concord also has a thriving nightlife with various types of music and other entertainment. Surrounding the plaza is a number of nice restaurants, ice parlors, and other eateries as well as some shops. Residents of the city come to the plaza to enjoy a bit of play, or lunch or simply enjoy spending time enjoying the bright California sunshine.

Local Parks And Schools:

The residents of Concord really enjoy the extensive park system the city offers.  The parks are designed for all different types of activities. Some of the activities you will find in these city parks includes playgrounds, green spaces, baseball fields, basketball courts, swimming pools, picnic areas, hiking trails, soccer fields, butterfly gardens and more.

Many of the parks offer summer programs for children. In addition, within the city are a skate park, a spray park, and a dog park. Concord schools are served by the Mount Diablo Unified School District and many of the schools are better than average.

Concord, California Neighborhoods:

Concord has a multitude of different neighborhoods, some of these neighborhoods are more desirable than others, but each neighborhood gives you a unique perspective of this California city.

Neighborhoods in this city bear names like Kirkwood, Springwood, Summerwood, Crystal Ranch, Turtle Creek, and Walnut Lands.

  • Kirkwood: The Kirkwood neighborhood is made up of cozy homes, condos, and cluster homes and some well-rated schools. The neighborhood has a nice greenway area and offers a number of different outdoor activities. The average age of residents in this neighborhood is 50 plus and about 75% of the residents own their own homes.
  • Crystal Ranch: The Crystal Ranch neighborhood of Concord, California located next to the Lime Ridge open space and CSU East Bay. This neighborhood has beautiful homes tucked away among the areas rolling hills with beautifully maintained yards due to a very active HOA. Children from this neighborhood attend Northgate High in Walnut Creek.

Concord is considered to be a safe and quiet city. While it lacks many of the more exciting venues of cities like San Francisco it is a good place for those who enjoy outdoor activities such as hiking and biking.

Most people who live here own their own home and they have chosen this city because it close to the larger cities yet far enough away to have a cozy feel about it. There are plenty of restaurants and coffee shops, and a number of shopping centers.

If you are looking to move to Concord, California there are several nice neighborhoods that you can choose. Each neighborhood has its own personality so you should be able to find a neighborhood that fits your lifestyle.

Climate And Weather In Concord:

Concord’s climate is a Mediterranean climate with hot, dry summers and mild, cool, wet winters. There are plenty of sunshiny days and many of the people in this city partake in a number of outdoor activities.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447