Fairfield, California Mortgage Rates

We offer low mortgage rates in Fairfield, California, fast closings and personal one-on-one service. For over 15 years I’ve been working with homeowners to help them achieve the dream of homeownership.

Whether you’re buying a home or refinancing a current mortgage, we have the loan programs to meet your needs. From the initial quote to the final close I will work directly with you so you’ll always know who to contact in case you have questions.

Our company has an A+ rating with the Better Business Bureau along with a Five Star rating on Zillow. Contact me directly for a no-cost/no-obligation quote and see what makes us different.

Helping Homeowners Achieve Their Dreams is not just a saying, it’s something my team fully believes in.

Mortgage Rates In Fairfield, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

Fairfield, California Mortgage Calculator:

Using our Fairfield, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Fairfield, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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Living In Fairfield, California:

Fairfield, CA is located in northern California.

Fairfield is the county seat of Solano, County, California part of the San Francisco Bay Area this city is considered to be the midpoint between San Francisco and Sacramento with a population of around 108,000 inhabitants.

The city was founded in 1856 by Captain Robert H. Waterman a clipper ship captain who named the city after his hometown of Fairfield, Connecticut.

The city occupies 37.6 square miles of which 3.2 square miles of the city is water. The entire city is located within the California coastal range.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

The Local Economy:

Fairfield enjoys a diverse economy. It’s home to Travis Air Force base the cities largest employer as well as the Jelly Belly jellybean company. The economy as a whole is based on government, manufacturing, health care, retail, and construction industries offering a wide range of employment opportunities to the residents of this city.

Parks and Outdoor Recreation In Fairfield:

A large number of outdoor recreation experiences are what Fairfield has to offer its residents. The city has several parks with walking, hiking, and biking trails as well as play equipment for younger children.

The Alan Witt Park is an aquatic park with all different types of water recreation activities as well as a play area, tennis court, ball fields, volleyball courts, horseshoe pits, and a picnic area.

The city also has two public golf courses and one private golf course. Many of the neighborhoods in Fairfield have their own park or at least one that is close by.

Fairfield, CA Neighborhoods:

Fairfield has a number of different neighborhoods each with its own personality and styles. Here is a look at some of those neighborhoods.

  • Southbrook: Southbrook is a beautiful neighborhood that is surrounded by rolling hills. The neighborhood is a great place for the family because the nearby schools are above average. It is also the perfect neighborhood for nature lovers since there are several walking trails nearby.
  • Eastridge: Eastridge is an affluent community that borders on Rockville National Park. The community is made up of semi-custom made and custom made homes. The neighborhood sits among the rolling hills and thousands of majestic oak trees adding to the beauty of this neighborhood.

It is a gated community, with homes that can run over a million dollars. People in this neighborhood can enjoy the local golf course or spend time on the walking trails of nearby Rockville Regional Park. Fairfield has a large number of elementary, middle and high schools. Education in this city tends to be above average overall.

If you are considering making your home in Fairfield, then there is a neighborhood perfect for you and your lifestyle. So why not check out all that Fairfield has to offer.

Climate and Weather In Fairfield, California:

Like most of the San Francisco Bay area, Fairfield experiences a Mediterranean climate. Summer afternoons are hot with a somewhat cool evening. During the summer months there tend to be lengthy dry periods.

Winters tend to be rainy with mild to cool temperatures. The beautiful weather in this city may be the reason why Fairfield has so many parks and recreation facilities.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447