Garden Grove, California Mortgage Rates

We offer low mortgage rates in Garden Grove, California for refinance and purchase transactions. If you are considering a refinance your current mortgage or the purchase of a home in the Garden Grove area please contact me directly for a free quote. My direct number is 1-800-550-5538 or you can complete one of the request a quote forms on our website.

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Garden Grove, California Mortgage Calculator:

Using our Garden Grove, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Garden Grove, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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Living In Garden Grove, California:

Garden Grove is a southern California city located in Orange County.

The city rests 55km (or 34 miles) southeast of the city of Los Angeles in the Los Angeles Metropolitan area. According to the 2010 United States Census, Garden Grove had an estimated population of 170,883 people. Garden Grove Freeway, or State Route 22 as it is popularly called, passes through Garden Grove in an east-west direction. West Garden Grove is what the western portion of the city is referred to as.

Most of Garden Grove’s central business district was destroyed by the Long Beach earthquake in the year 1933, with one person being killed at the high school. There was a rapid development caused by the post-world war II, with Garden Grove being incorporated as a city with about 44,000 residents in the year 1956.

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Geography and Climate:

Garden Grove has a total area of 18.0 square miles (or 46.5km2) according to the United States Census Bureau Of this total area, 44.5 km2 (or 37.27 square miles) is land, while 0.031 km2 (0.012 square miles or 0.03%) is water. Garden Grove enjoys a warm Mediterranean climate. The hottest month of the year in Garden Grove is typically August, while the coldest month of the year is typically December.

Garden Grove has cool and windy winters, as well as hot and dry summers, which are predominant in the region. In January, February, and December, there is usually wet and cold weather with high winds and temperatures of below single-digits.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Local Schools In Garden Grove:

Most of the city is serviced by the Garden Grove Unified School District, while portions of the city are serviced by the Orange Unified School District, Huntington Beach Union High School District, as well as Westminster School District. King of Kings Lutheran School is a Christian school (3K-8th grade) of the Wisconsin Evangelical Lutheran Synod (WELS) in Garden Grove.

Cost Of Living And Employment Options:

In Garden Grove, the cost of living falls just below 11 percent less than the state average, but 16.8 percent higher than that of the nation. The reported median family income of the region is $61105, with the median home price at around $150,000.

One-bedroom apartments in the region are available for as low as $550. Although this rises if you want more amenities, rooms or a better location. When it comes to utilities, locals pay highly for electricity during the fall, summer, or spring as they have to combat hot High Desert degrees by keeping their air conditioning running.

Heading into 2020; Garden Grove had an unemployment rate of 3.5%, which was below the national average. Several large industries in the region include; information technology, healthcare services, education, transportation services.

Arts And Culture:

There are two major stage theaters in Garden Grove; the Festival Amphitheater and the Gem Theater. The Gem Theater is currently operated by Nicole Cassesso and Damien Lorton of ‘One More Productions’. While the Festival Amphitheater hosts Shakespeare Orange County, where the annual Shakespeare Festival is presented each summer. These two venues are owned by the City of Garden Grove but run by outside entities.

The producing artistic director of Shakespeare Orange County, Thomas Bradac is the manager of the Festival Amphitheater. The Garden Grove Playhouse used to be an active theatre, now closed down. It was operated by a non-profit group of the same name.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447