Earnest Money Deposit
In a real estate transaction, an earnest money deposit is a monetary good faith offer from the buyer to the seller showing a commitment to purchase the property being sold. When a buyer makes an offer … Read more
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In a real estate transaction, an earnest money deposit is a monetary good faith offer from the buyer to the seller showing a commitment to purchase the property being sold. When a buyer makes an offer … Read more
With all the expenses people have each month, setting aside money so that you have a down payment for a house may seem almost impossible. You have rent, a car loan payment, maybe a gym membership, … Read more
A temporary buydown mortgage is a home loan program that allows for a short-term reduction of the interest rate for a specified period of time. The short-term reduction comes with a cost that is paid by … Read more
A Conventional home loan is a mortgage that is not insured or guaranteed by the government. Conventional home loans are typically offered by private home loan lenders, such as banks, credit unions, and mortgage brokers. Conventional … Read more
Figuring out your down payment on a house is an important step before making an offer. For some, figuring out the down payment on a house can be overwhelming. It can be a roadblock that makes … Read more
Buying a home can seem daunting at first, but with our simplified homebuyer checklist, buying a home will be a bit easier. Our Homebuyer checklist will help you prepare your financial documentation, show you the importance … Read more
Buying a home with bad credit isn’t as hard as it seems. Many people assume you need ‘perfect credit’ to qualify, but you don’t. Yes, good credit helps you get better terms and lower rates, but … Read more