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Loan Officer Kevin O'Connor
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Home Buying Information

Buying a home is a great opportunity to improve your financial position. Thousands of people every year take the plunge and buy a home for the first time. From first-time homebuyers to seasoned investors, you’ll want the best information possible to make sure you obtain a low mortgage rate at great terms.

Down Payment On A House

by Kevin O'Connor
homebuyer that has a down payment

Figuring out your down payment on a house is an important step before making an offer. For some, figuring out the down payment on a house can be overwhelming. It can be a roadblock that makes … Read more

Categories Home Buying Information

Homebuyer Checklist

by Kevin O'Connor
Homebuyer Checklist

Buying a home can seem daunting at first, but with our homebuyer checklist the process of buying a home will be a bit easier. Our checklist will help you prepare your financial documentation, show you the … Read more

Categories Home Buying Information

Buying A Home With Bad Credit

by Kevin O'Connor
Checking mortgage rates online

Buying a home with bad credit isn’t as hard as it seems. Many people assume you need ‘perfect credit’ to qualify, but you don’t. Yes, good credit helps you get better terms and lower rates, but … Read more

Categories Home Buying Information

First-Time Homebuyer Tips

by Kevin O'Connor
Family just bought home

A successful home purchase starts long before you sign on the dotted line, especially for First-Time Homebuyers. Preparations should start months or even years before you buy your first home. The more prepared you are, the … Read more

Categories Home Buying Information

Mortgage Pre-Approval In California

by Kevin O'Connor
Homeowner

To obtain a mortgage pre-approval in California you must apply with a mortgage company that offers mortgage loans in the state of CA. You’ll have various options to chose from including Conventional, FHA and Jumbo loan … Read more

Categories Home Buying Information

Home Inspection

by Kevin O'Connor
Home Inspection

Buying a home is one of the most exciting, yet stressful, times in someone’s life. Many would-be homeowners would prefer to be thinking about paint colors, flooring options and drawing up plans for a big kitchen … Read more

Categories Home Buying Information

Home Appraisal

by Kevin O'Connor
Home appraisal

When you buy a home in California you’ll most likely need to complete two very important things; a home appraisal and a home inspection. In combination, the two reports provide a wealth of information so you … Read more

Categories Home Buying Information
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Loan Officer Kevin O'Connor

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A 17+ year veteran of the mortgage industry. Top ratings with Zillow, Google, Better Business Bureau, and more.

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JB Mortgage Capital, Inc.
16310 Porter Ave.
Riverside, CA 92504

1-800-550-5538

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JB Mortgage Capital, Inc. is a mortgage broker licensed by the state of California. DRE #1836772 and NMLS #238036. Loan Officer Kevin O'Connor is a licensed Loan Officer by the state of California: NMLS #247447 and California DRE #01499872

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  • Mortgage Rates
  • Refinance
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