Homebuyer learning center.
Real Estate Contingency
Real Estate Contingency Most homebuyers in Californians rely on a Realtor to guide them through the process of buying a home. Since 2005, there have been between 384,670 and 753,880 ...
Earnest Money Deposit
Earnest Money Deposit In a real estate transaction, an earnest money deposit is a monetary good faith offer from the buyer ...
Down Payment For A House, Ten Ways To Save
Down Payment For A House, Ten Ways To Save With all the expenses people have each month, setting aside money so ...
Temporary Buydown Mortgage
Temporary Buydown Mortgage A temporary buydown mortgage is a home loan program that allows for a short-term interest rate reduction for ...
What Is A Conventional Home Loan?
What Is A Conventional Home Loan? A residential conventional home loan is a mortgage that is not insured or guaranteed by ...
Down Payment On A House
Down Payment On A House Figuring out your down payment on a house is an important step before making an offer. ...
First-Time Homebuyer Checklist
First-Time Homebuyer Checklist Buying a home can seem daunting at first, but with our simplified homebuyer checklist, buying a home will ...
Buying A Home With Bad Credit
Buying a home with bad credit isn’t as hard as it seems. Many people assume you need ‘perfect credit’ to qualify, ...
First-Time Homebuyer Tips
First-Time Homebuyer Tips A successful home purchase starts long before you sign the dotted line, especially for first-time homebuyers. Preparations should ...
How To Get A Mortgage Pre-Approval
How To Get A Mortgage Pre-Approval Every month, Californians across the state begin their homebuying search. Some start online, and others ...
Home Inspection
Home Inspection Buying a home is one of the most exciting yet stressful times in someone’s life. Many would-be homebuyers would ...
Home Appraisal
Home Appraisal When buying a home in California, you’ll most likely need to complete a home appraisal and a home inspection. ...
How To Get A Lower Mortgage Rate
How to get a lower mortgage rate If you are buying a home or thinking about refinancing your current mortgage, I’m ...
Documents Needed To Buy A Home
Documents Needed To Buy A Home Buying a home is an exciting time! To make the process more efficient and enjoyable, ...
Loan Estimate Explained
Loan Estimate Explained The Loan Estimate is an informational document the mortgage company provides within three days of you completing a ...
Down Payment Requirements For A First-Time Homebuyer
Down Payment Requirements For A First-Time Homebuyer As a first-time homebuyer, you have several loan program options when it comes to ...
Determining A Home Purchase Budget
Determining A Home Purchase Budget Figuring out your home purchase budget is a big part of the process. To determine that, ...
Pre-Application Tips For A Fast Mortgage Approval
Pre-Application Tips For A Fast Mortgage Approval Things move a bit faster these days, and getting a fast mortgage approval is ...
Key Mortgage Terms You Should Know
Key Mortgage Terms You Should Know Loan Application, Debt-To-Income ratio (DTI), and Closing Disclosure are some of the key mortgage terms ...
Top Ten Mistakes Made When Buying A Home
Top Ten Mistakes When Buying A Home Here is a list of the top ten mistakes made when buying a home. ...
