To obtain a mortgage pre-approval in California you must apply with a mortgage company that offers mortgage loans in the state of CA. You’ll have various options to chose from including Conventional, FHA and Jumbo loan programs with fixed and adjustable rates. Usually a pre-approval can be completed within 24 hours. The steps to obtaining a pre-approval are fairly straightforward. … Read more
Buying a home is one of the most exciting, yet stressful, times in someone’s life. Many would-be homeowners would prefer to be thinking about paint colors, flooring options and drawing up plans for a big kitchen remodel. But before all that can happen, before you actually own the house you have to do something that is essential to buying a … Read more
When you buy a home you’ll most likely need to complete two very important things; a Home Appraisal and a Home Inspection. In combination the two reports provide a wealth of information so you can better understand the value and condition of your home. The appraisal report will compare the home you buying to other homes in the neighborhood that … Read more
If you are buying a home or thinking about refinancing your current mortgage I’m sure you want the lowest mortgage rate possible without having to pay ridiculously high fees. Wether its a 30-year fixed rate mortgage, a 15-year fixed rate mortgage or even an adjustable rate mortgage you have the opportunity to save thousands of dollars in interest if you … Read more
Buying a home is an exciting time! To make the process more efficient and enjoyable make sure you’re prepared before you start looking. Getting the documentation you need to qualify and close your loan before you apply with a mortgage company will make your loan process more efficient. It also might end up saving you money. So take that important … Read more