Los Gatos, California Mortgage Rates

We offer low mortgage rates in Los Gatos, California, fast closings and exceptional service. We have a top rating with the Better Business Bureau, Business Consumer Alliance, and Zillow. If you are looking to refinance your current mortgage or purchase a home in the Los Gatos area please contact me directly for a free quote. My direct number is 1-800-550-5538 or you can complete one of the request a quote forms on our website.

Mortgage Rates In Los Gatos, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

Living In Los Gatos, California:

Los Gatos, CA is located in northern California.

Los Gatos is an incorporated city in Santa Clara County, California. With a population of more than 42,000 this mid-size city is located at the southeast corner of the San Jose foothills. Los Gatos is part of the Silicon Valley and is considered to be the 33rd wealthiest city in the United States.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

The city was incorporated in 1887 and its persona has changed many times over the years. At one point in time, Los Gatos was important to the lumbering trade, it then became an agriculture center and then changed to a haven for an artist. Now Los Gatos is a high tech city with several high tech companies maintaining their presence in this city.

The city encompasses 11 square miles. Los Gatos has a dense suburban feel where most residents own their own homes. The downtown area has restored many of its Victorian homes and has a pedestrian-friendly design.

Outdoor Activities In Los Gatos, California:

There is a lot to do in Los Gatos. The town is surrounded by several mountain biking trails. The Los Gatos creek trail is a walking, jogging, and biking trail that runs along most of Los Gatos Creek. Vasona Lake Park sits in the center of town and offers Mountain biking, road cycling, trail running, hiking and kayaking.

Oak Meadow Park is a great place to ride a steam train. The parks have playgrounds, and the town ha Sunday Summer Farmer’s Markets, Christmas Parades, and Music in the Park. There are also some space preserves.

There are several nice places to eat including some Michelin Star establishments and also some nice drinking establishments. The city is family and dog friendly with many stores sitting out water bowls and dog treats for local and visitors canine companions.

With about 1/3 of the households having children under the age of 18, there are several elementary, middle and high schools and the schools in this city are considered excellence.

Los Gatos, California Neighborhoods:

Lost Gatos has several nice neighborhoods and here is a look at some of those neighborhoods.

  • Lexington Hills: Lexington Hills is a rural neighborhood that is actually made up of 4 smaller communities; Aldercraft Heights, Redwood Estates, Holy City and Chemeketa Park. This is an upscale neighborhood that is very family-friendly. Residents here spend a lot of time in outdoor activities such as biking, hiking, and other activities. The neighborhood itself holds several family-friendly activities.
  • Vista del Monte: Vista del Monte is an upscale neighborhood in East Los Gatos. The homes here are larger single-family homes as well as some small apartment buildings. The homes here are somewhat older with many of the homes built between 1940 and 1969 with the home and the yard nicely maintained.

This is a family-friendly neighborhood with excellent schools and a strong sense of community. It also has an 11-acre park with three different trails for people who enjoy spending time outdoors.

If you are looking for a great place to live in Santa Clara County, California then Lost Gatos has a lot to offer.

The Weather And Climate In Los Gatos, CA:

Los Gatos is known for its mild weather with summer high temperatures in the mid-80s and lows around the 50s. Winters are pretty mild with low temperatures running in the 40s and highs running into 60s.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447