Modesto, California Mortgage Rates

Modesto, California Mortgage Rates:

Modesto California is home to over 200,000 people and has the largest privately owned winery in the world. Near the Tuolumne and Stanislaus river; Modesto has a rich agricultural tradition. A good economy and low mortgage rates have helped Modesto, California grow over the last 50 years.

Mortgage Rates - Conforming Loans

Mortgage Rates - FHA Loans

Mortgage Rates - Jumbo Loans

Agriculture and Housing:

Modesto is located in the northern part of the state; just south of Stockton and about a 2 hour drive east of San Jose, California. Located in the Central Valley (Stanislaus County) Modesto is an agricultural town with a focus on Almonds, Walnuts, corn, chickens and milk production. Modesto is surrounded by Turlock, Patterson, Salida, Manteca and Oakdale. For being an agriculture town Modesto has a fairly large population of nearly 215,000 people. To say Modesto gets hot is an understatement; with average summer temperatures around 95 degrees many residents seek various ways to cool off to survive the summer heat. Modesto is near the Tuolumne River and the Stanislaus River however public access is for the most part blocked. There are many suburbs in Modesto and these areas provide numerous options for housing along with the downtown area. If you live in the Modesto area or are considering a move to Modesto please be sure to give us a call for a no cost – no obligation quote. We cover all of the Modesto area and offer both fixed rate mortgages and adjustable rate mortgages along with top notch customer service. Also we have a top rating with the Better Business Bureau and the Business Consumers Alliance.

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Ernest & Julio Gallo:

The largest privately owned winery in the world is located in Modesto (Ernest & Julio Gallo) and some additional top employers in the area include; Memorial Medical Center, Modesto City Schools, Sutter Gould Medical Foundation and Modesto Junior College. George Lucas was born in Modesto and his film American Graffiti was based in Modesto. Some additional famous people that are from Modesto include; Ernest Gallo, WNBA players Ashley and Courtney Paris, 9 time gold medal Olympian Mark Spitz, and former MLB pitcher Eric Bell. Modesto has a vibrant nightlife and many restaurants to choose from. Modesto also has an active Theatre scene and the famous Modesto Arch/American Graffiti historic cruise route.

JB Mortgage Capital, Inc.:

At JB Mortgage Capital, Inc. we pride ourselves on top notch customer service along with industry low mortgage rates. If you are looking for a new mortgage or have general mortgage questions please contact us directly at 1-800-550-5538. We offer both fixed rate mortgage and adjustable rate mortgages and we don’t charge any junk fees. We offer “internet” low mortgage rates and our unique 1-on-1 personal service from application to closing. You can also connect with us on Twitter: @Rates01

Considering A Refinance?:

Here is an excerpt from an article about things you’ll want to consider before you refinance. “If current mortgage rates are lower than what you already have, then you’ll probably want to look into refinancing. Where do you begin? What is the first step to refinancing your current mortgage? There are so many things associated with a mortgage transaction: fixed rate mortgages, adjustable rate mortgages, points, costs, appraisal and the list goes on for things you need to know if you want to refinance your home. Let’s keep it simple and start with the basics; first confirm what type of loan you have and what your current interest rate is on that loan.”