Mortgage Rates For December 25, 2018

Good Morning and Merry Christmas!

Mortgage lenders, bond markets and pretty much everyone else is closed today so no mortgage rates are listed on December 25, 2018. We’ll be back in the office tomorrow ready to help our clients.

It’s been a volatile year for mortgage rates and we’re excited to see what 2019 will bring. Starting this month and in early 2019 we’ll be expanding our presence on social media.

Many of you already follow Loan Officer Kevin O’Connor on Twitter (@Rates01) and we are building upon that valuable avenue to educate our clients. Here are some of the social media sites we are expanding to as we head into 2019. As mention we are “expanding” so our pages on these sites are in their early development; we hope to have them finished over the next 2-4 weeks. But in the mean time let us know what you think and if you have any suggestions!

Row of homes

Thank you:

We’d like to take the time to thank our clients for a great 2018. We truly appreciate the trust you have in us and we’re thankful for the opportunity to earn your business. As a company we believe that good communication is a cornerstone of providing a great experience for the client.

As we move into 2019 we will continue to ensure we not only provide low mortgage rates and one-on-one personal service but also continue to do our best to communicate important information to our clients in a timely fashion. As most of you know you can always contact us directly at 1-800-550-5538, or by email or through the “contact us” forms on this website. And don’t forget to visit our site often in 2019 for the latest mortgage news and rate information. Best wishes to you, your family and your friends this holiday season and for 2019!

– Your Friends At JB Mortgage Capital, Inc.

Our New Social Media Pages:

PINTREST: JB Mortgage Capital, Inc.
Wiki: Pinterest, Inc. is one of the best known and most popular social media sites on the internet. Pinterest is used to share new ideas and discover new ones. The site is filled with pictures, videos and GIFs and users share with their followers what they’re discovering on the web.

INSTAGRAM: JB Mortgage Capital, Inc.
Wiki: Instagram is mainly a photo and video sharing social media site that is owned by Facebook. Instagram’s popularity over the years has increased significantly especially among young adults and famous people. It was launched in October, 2010.

REDDIT: Loan Officer Kevin O’Connor
Wiki: Reddit is perhaps the most well known news aggregation, and discussion social media website on the web today. Members post news items, thoughts and questions and these posts are voted up or down. More popular posts are more widely seen by Reddit members.

BEHANCE: Loan Officer Kevin O’Connor
Wiki: BeHance is a group of websites on the web that provides promotional elements to it’s members with posts focused sharing an online portfolio.

PEARLTREES: Dedicated to Koloans
Wiki: PearlTrees is a social media website that is dedicated to promoting a place for your interest. PearTrees allows members to post website pages to their PearlTree page and you can upload persona photos, files and add notations.

DIIGO: Loan Officer Kevin O’Connor
Wiki: Diigo is a bookmarking website that allows members to “bookmark” and “tag”  specific web pages they feel are important. Another function is that it allows users to “highlight” any part of a webpage and attach “sticky notes” to specific areas or the entire page.

DISQUS: Loan Officer Kevin O’Connor
Wiki: Disqus allows it’s members to comment on blogs in their network community. They offer social networking, sharing of member profiles and other functions.

INSTAPAPER: Loan Officer Kevin O’Connor
Wiki: Instapaper is a minimalist bookmarking social media site that allows it’s members to save web content to their page so that they can read it later. The service was founded in 2008.

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Loan Officer Kevin O'Connor

Loan Officer Kevin O'Connor

He is the founder and main contributor of He has over 16 years of experience as a Mortgage Loan Originator (MLO) and is fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau, Google, and Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings, and exceptional service. CA DRE #01499872 and NMLS # 247447

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