Current Mortgage Rates

Mortgage Rates November 19, 2018

Mortgage Rates

Mortgage rates for November 19th, 2018: We are starting out the day at similar levels seen on Friday as the 10y yield is starting the week at the 3.08% level.  Mortgage Backed Securities (MBS) are a bit weaker this morning however nothing significant. Since this is a shortened trading week with the Thanksgiving holiday you may see some lenders be … Read more

Mortgage Rates November 16, 2018

Home with Pool

Mortgage rates for November 16th, 2018: Rates are heading into the weekend at their best levels of the month. The 10y yield is trading below 3.10% (as low as 3.081% this morning) and mortgage bonds are also showing signs of strength. The economic calendar today is absent of any significant reports and next is the housing data and the Durable … Read more

Who Has The Lowest Mortgage Rates?

Home mortgage rates

The Simple Fact: Have you ever asked a family member, friend or even a realtor this question? I would guess most home buyers or homeowners looking to refinance their mortgage have at one point in time or another asked someone “Who has the lowest mortgage rates in California?”. Here is a simple fact of life in the mortgage industry: no … Read more

California refinance summer 2017

A Brown Home

Best Mortgage Rates of the Year: It’s summer 2017 and we’re seeing some of the best mortgage rates this year.  Do you live in California and are you looking to refinance your current mortgage? Heading into the summer mortgage rates have been very attractive compared to the first three months of 2017.  As you may remember mortgage rates really moved … Read more

Are 2017 Mortgage Rates Good?

California home

Post Election: Generally speaking; yes they are (as we head into summer)!  Back in the Summer/Fall of 2016 mortgage rates were super low heading into the election.  Post election they jumped fairly significantly and kept moving up as we started 2017.  For another month or two rates remained elevated however since the beginning of Spring mortgage rates have generally improved. … Read more

FHA Mortgage Rates In California

Home Green

FHA Has Fixed and Adjustable Rate Mortgages: Through various mortgage companies the Federal Housing Administration (FHA) offers low mortgage rates for those with less than perfect credit and/or those with loan down payments. Before the 2008 mortgage crisis FHA mortgages in California were a small percentage of the market. Currently FHA is a major player as homeowners and buyers look … Read more