Current Mortgage Rates

Who Has The Lowest Mortgage Rates?

Home mortgage rates

The Simple Fact: Have you ever asked a family member, friend or even a realtor this question? I would guess most home buyers or homeowners looking to refinance their mortgage have at one point in time or another asked someone “Who has the lowest mortgage rates in California?”. Here is a simple fact of life in the mortgage industry: no … Read more

California refinance summer 2017

A Brown Home

Best Mortgage Rates of the Year: It’s summer 2017 and we’re seeing some of the best mortgage rates this year.  Do you live in California and are you looking to refinance your current mortgage? Heading into the summer mortgage rates have been very attractive compared to the first three months of 2017.  As you may remember mortgage rates really moved … Read more

Are 2017 Mortgage Rates Good?

California home

Post Election: Generally speaking; yes they are (as we head into summer)!  Back in the Summer/Fall of 2016 mortgage rates were super low heading into the election.  Post election they jumped fairly significantly and kept moving up as we started 2017.  For another month or two rates remained elevated however since the beginning of Spring mortgage rates have generally improved. … Read more

FHA Mortgage Rates In California

Home Green

FHA Has Fixed and Adjustable Rate Mortgages: Through various mortgage companies the Federal Housing Administration (FHA) offers low mortgage rates for those with less than perfect credit and/or those with loan down payments. Before the 2008 mortgage crisis FHA mortgages in California were a small percentage of the market. Currently FHA is a major player as homeowners and buyers look … Read more

What is a good mortgage rate for 2017?

First Time Home Buyer Home

Everyone Is Asking: As mortgage rates move back down everyone is asking; “What is a good mortgage rate for 2017?”.  The bond market has returned to 2016 levels so lenders have started to be more aggressive with how they price out their various mortgage loan programs.  But let’s start with the basics before determining what is a good mortgage rate for 2017. … Read more