November 2018 Mortgage Company

In November 2018 you have hundreds if not thousands of choices when it comes to choosing a mortgage company in the state of California. 

Low mortgage rates, reputable company, great customer service, and cutting edge technology so it’s a quick close are all things that should factor into your decision-making. 

What makes Kevin O’Connor at JB Mortgage Capital, Inc. different and unique?

Simply put – we offer low mortgage rates AND top-notch service. In addition to that we are one of the few mortgage companies that has an “A+” rating with the Better Business Bureau, “AAA” rating with the Business Consumers Alliance, a “Five Star” rating with Mortgage101 and a “Five Star” rating with Zillow.

Mortgage professionals

We’re Different From Big Box Lenders

We’re different than those big box internet lenders and we’re different from those small banks that just offer great service.

Some might say we’re a combination of the two since we offer great mortgage rates and great customer service! We don’t have a call center for one thing; second we don’t have processors and secretaries nor do we have different departments that handle the different stages of your loan.

That means when you work with Kevin O’Connor at JB Mortgage Capital Inc., you work with one person from application to closing.  And since we don’t have secretaries and processors you’ll always have direct access to Kevin via phone, email or fax.

The Latest Technology

We utilize the latest technology to ensure your loan closes smoothly and quickly. We cover all of California (Northern, Central or Southern) and allow our clients to complete a loan application online, over the phone or a hardcopy. 

As for collecting docs; no problem – clients can either upload them to our secure server, email, fax or Fed Ex their supporting documentation. Disclosures can be signed electronically and you’ll always be kept up-to-date with the status of your refinance or purchase mortgage transaction.

Ready to close? Great; an independent notary will meet you at a time and location that most convenient for you.

JB Mortgage Capital, Inc.

At JB Mortgage Capital, Inc. we offer industry low mortgage rates, the latest technology and personal one-on-one service to our clients.

Loan Officer Kevin O’Connor has over 14 years of experience and has helped hundreds of families achieve the dream of homeownership. You can contact him directly at 1-800-550-5538 or complete the “Contact Us” form on our website.

Here is a previous article about refinancing your mortgage: The reasons to do a refinance are usually different from one homeowner to the next. Some homeowners look to refinance to obtain a lower mortgage rate. Others look to refinance their current mortgage to get cash out so they can improve their home. Others look to refinance so they can shorten the length of their mortgage from a 30 year fixed rate mortgage to a 15 year fixed rate mortgage. At JB Mortgage Capital, Inc. we offer low rate mortgages to homeowners in the state of California. We’re a top rated mortgage company with the Better Business Bureau (A+ rating and we are accredited). 

Loan Officer Kevin O'Connor

Loan Officer Kevin O'Connor

He is the founder and main contributor of He has over 16 years of experience as a Mortgage Loan Originator (MLO) and is fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau, Google, and Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings, and exceptional service. CA DRE #01499872 and NMLS # 247447