Low Mortgage Rates, Fast Closings, and Exceptional Service

Debt-To-Income Ratio

debt ratio

Debt-to-income ratio is a calculation performed by the person underwriting your home loan application. It compares the total amount of your monthly debt payments divided by the total amount of your monthly income. The comparison enables … Read more

Government Shutdown

Family Home

Should You Be Concerned? A concern is growing among homeowners, homebuyers and realtors – will this current government shutdown prevent borrowers from closing their mortgage on time? The quick answer is not yet. If you are … Read more


Home Green

Great news; we’ve partnered with DocuSign for our “digital signature” service. Now our clients will have the convenience of electronically signing their initial disclosures rather than printing; signing and sending to us. DocuSign is the industry … Read more