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homebuyer trying to find who has the lowest mortgage rates
Featured Article

How To Get The Lowest Mortgage Rate

How To Get The Lowest Mortgage Rate Every loan applicant wants to know how to get the lowest mortgage rate. Before you begin your search, you need to know what ...

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government-backed mortgages

Government-Backed Mortgages

Government-Backed Mortgages A government-backed mortgage is a home loan the federal government guarantees in case the homeowner defaults. These home loans ...

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Federal Reserve

Does The Fed Set Mortgage Rates?

Does The Fed Set Mortgage Rates? The Fed does not set mortgage rates, but the Fed does influence the market where ...

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loan officer

What Does A Loan Officer Do?

What Does A Loan Officer Do? A loan officer is a person who works for a bank, credit union, mortgage lender, ...

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Down Payment Gift

Down Payment Gift Buying a home is the “American Dream.” With home prices seemingly going up yearly, the biggest hurdle to ...

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Co-signers for a mortgage celebrating with family

Co-Signing A Mortgage

Co-Signing A Mortgage A little-known way to help you obtain a mortgage is having a co-signer on your loan application. Co-signing ...

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Underwriter reviewing a loan application

What Is A Mortgage Underwriter?

What Is A Mortgage Underwriter? A mortgage underwriter is an employee of a mortgage company that reviews your loan application and ...

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Loan applicant considering a pre-payment penalty

Pre-Payment Penalty

Pre-Payment Penalty When you buy a home or refinance a current mortgage, you’ll always want to ask your loan officer if ...

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modern home

Second Mortgages Explained

Second Mortgages Explained If you are a homeowner, you’ve probably heard the term “second mortgage.” It’s a popular home loan product ...

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Family buying a home

Loan-To-Value Ratio – Why It Matters

Loan-To-Value Ratio – Why It Matters Many factors impact your mortgage rate, and one of the most important factors underwriters consider ...

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loan officer explains a mortgage subordination

Mortgage Subordination Explained

Mortgage Subordination Explained A mortgage subordination is when a lien holder of a fixed-rate second mortgage or a Home Equity Line ...

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