Low Rates, Fast Closings, And Exceptional Service.

Oxnard, California Mortgage Rates

For over 15 years I’ve been providing low rates, fast closings and personal one-on-one service in Oxnard and throughout the state of California. Low Oxnard, California mortgage rates helped pushed home values higher over the last twenty to thirty years.

That along with a good economy make Oxnard a great place to call home. If you are looking to purchase a home in Oxnard or if you are thinking of refinancing your current mortgage please be sure to contact me directly for a no-cost/no-obligation quote.

Our company has an “A+” rating with the Better Business Bureau and we have a Five Star rating on Zillow. Helping Homeowners Achieve Their Dreams is not just a saying, it’s something my team fully believes in.

Mortgage Rates In Oxnard, California

Free Mortgage Quote

Oxnard California Mortgage Calculator

Using our Oxnard, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Oxnard, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

Advanced Mortgage Calculator For City Pages

Loan Information


Taxes and Insurance


Financial Analysis







A Coastal City

Oxnard, CA may not be as well known as some of California’s other cities, but all who’ve taken the time to see the slice of coastal paradise for themselves can attest to its perks, advantages, and desirability. Since its incorporation in 1903, Oxnard has provided positive memories to quite a few individuals. This trend, and all that Oxnard has going for it, aren’t wavering in any way, shape, or form, and today, many regard Oxnard as “a city on the rise.” Low Oxnard, California mortgage rates and a strong economy have helped elevate housing prices over the last 20-30 years.

Oxnard, California mortgage rates

A Great Place To Call Home

Oxnard’s homes and commercial property offer buyers and renters the best of both value and quality. The city’s median home value is more than $475,000—a considerable amount that demonstrates the merit of local residences, but an amount that’s also affordable for buyers. That the city is located just sixty miles from Los Angeles makes these housing prices even more impressive. About 80% of Oxnard’s homes sell for between $270,000 and $676,000. Modernity is a cornerstone of Oxnard’s real estate market, as 60% of its homes were built after 1970; only 2% of its homes were built prior to 1940.

With all this in mind, it’s easy to understand why so many people choose to call Oxnard home. And as an added bonus, the city’s real estate professionals are widely recognized for their caring and attentive services. Gosnell Realtors, Forsyth & Rizzie Realtors, and Pacific Rim Realtors are ready and waiting to provide the assistance buyers, renters, and sellers need.

Seven Districts

Oxnard is just south of Ventura and there are seven main districts: Del Norte District, Central District/Downtown Oxnard, Northeast District, Northwest District, South-central District, Southeast District, and Southwest District. Oxnard is famous for its annual Strawberry Festival as agriculture plays an important part in the local economy.  Manufacturing also plays a vital role in the local economy. Oxnard California is home to over 20 miles off coastline and has some fantastic beaches.

Educational Options In Oxnard

Oxnard’s educational facilities, including public elementary, middle and high schools operated by the Hueneme School District, the Oxnard School District, Ocean View Elementary School District, and Rio School District, receive consistently positive reviews from students and parents alike. Oxnard College and California State University Channel Islands provide higher education opportunities to students, as do a multitude of satellite campuses set-up by some of California’s biggest and most reputable universities.

Great Activities In Oxnard

For as outstanding as Oxnard’s property market and educational opportunities are, it’s the city’s culture, which results from its plentiful activities, sights, and events, which unite its residents and assure that visitors enjoy their time. Channel Islands Harbor, Mandalay State Beach, and many other beachfront locations allow for refreshing (and free) swimming, diving, and relaxing.

The Mullin Automotive Museum and the Murphy Auto Museum offer enough sights and information to please those who are only slightly interested in automobiles. Similarly, the Carnegie Art Museum and the Gull Wings Children’s Museum strike the perfect balance between fun and education and are awesome ways to spend an afternoon or two.

Everyone Loves Strawberries

Last but not least, Oxnard is known by agriculturalists as one of the most “fruitful” strawberry-growing locations in the country; the city produces the most strawberries of any California location, and its volume account for about one-third of CA’s total strawberry output. In celebration of this point, the annual Oxnard, California Strawberry Festival, which includes games, snacks, entertainment, and, of course, strawberries, attracts individuals from across the state.

Low Oxnard, CA Mortgage Rates

There are many reasons someone would want to live in this coastal city. Great neighborhoods, fun attractions, the beach, a good economy, and affordable housing make it an attractive place to call home. Low mortgage rates in Oxnard, California have enabled more people to buy homes and mortgage professionals generally agree that his trend should continue as the economy continues to grow.

Additional California Cities

If you’re looking for additional information on another Southern California city please be sure to visit the main Southern California page.

Loan Officer Kevin O'Connor

About The Author

Loan Officer Kevin O'Connor has over 17+ years of experience as a Mortgage Loan Originator and is licensed by the state of California and the Nationwide Mortgage Licensing System. He has a top rating with the Better Business Bureau, Google, Yelp, and Zillow. CA DRE #01499872 / NMLS #247447

Additional Articles

Homes in Sacramento

Check Today's Rates

Check out today's mortgage rates and use our online mortgage calculator.

Family using the California DRE website

Conforming Loan Limits

Look up your conforming loan limit and review your options. All 58 counties are listed.

FHA 203(k) loan in California

California Homebuyer

The complete online homebuyer guide to getting a mortgage including homebuyer tips.