Placerville, California Mortgage Rates

We offer low mortgage rates in Placerville, California, fast closings and personal one-on-one service. For over 15 years I’ve been working with homeowners to help them achieve the dream of homeownership.

Whether you’re buying a home or refinancing a current mortgage, we have the loan programs to meet your needs. From the initial quote to the final close I will work directly with you so you’ll always know who to contact in case you have questions.

Helping Homeowners Achieve Their Dreams is not just a saying, it’s something my team fully believes in.

Mortgage Rates In Placerville, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

Living In Placerville, California:

Placerville, CA is located in northern California.

Once known as “Old Dry Diggings” and later “Hangtown” Placerville is the county seat of El Dorado County, California. With a population of less than 11,000 this little town located in the foothills of the Sierra Nevada Mountains covers an area of only about 5.4 square miles.

Placerville has a rather rich and colorful history earning it’s the original name of “Old Dry Diggings” during the gold rush and the name “Hangtown” after hanging 3 men who rode into town and open fire. In 1854 the town changed its name to Placerville at the urging of some of the local churches and the temperance movement. Placerville was also part of the Pony Express line.

The area around this town also sports several vineyards that are mostly family-run.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

Request A Quote

Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

A Town of Living History:

Today Placerville is a historic landmark and a town that continues to embrace its colorful history.

Part of the town still has many old buildings that were erected during the gold rush and there are numerous historical markers on Main Street informing residents and tourists aware of many of the significant historical events and people associated with the town.

For Example, the town’s old hanging platform is still standing complete with “Willie” a commemorative mannequin hanging from the hanging tree, reminding residents of the town more violent past.

The town even has a legendary food dish that originated in the town and is called “Hangtown Fry.” This dish is made up of eggs, bacon, and oysters.

This is a beautiful little town with a slightly suburban feel. The main street is friendly and there is a real sense of community here. The slower pace of life that Placerville offers makes this a great town to raise a family. Compared to the larger California Cities the cost of living here is reasonable.

Placerville is also known for its excellent schools with dedicated and caring teachers. Most residents who attended school in Placerville feel they received a top-notch education.

Things To Do In Placerville, CA:

This is a small town with small-town values and therefore doesn’t have much nightlife although the town is known for its great food and wonderful restaurants. As one resident put it this is a town where the nightlife is back yard bonfires rather than drinking in clubs.

Placerville offers a number of parks with play areas for older as well as younger children. There is also the historic Gold Bug Park where you can explore an old gold mine and learn a bit of history about the gold rush.

Along with the recreational activities living in Placerville offers, residents are within a fairly easy commute of larger cities where they can enjoy music, art, and an active nightlife.

So if you are looking for a place to live that offers outdoor recreation and a quieter slower-paced life with a bit of history thrown in than Placerville is worth checking out.

Climate and Weather In Placerville, California:

Placerville weather is pretty much mild. The town experiences hot dry summers with very little rain, and wet winters. This makes the area the perfect stopping off point for those looking for outdoor recreation and the perfect living environment for those who enjoy spending a good amount of time out of doors.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

Share on facebook
Facebook
Share on twitter
Twitter
Share on reddit
Reddit
Share on linkedin
LinkedIn
Share on email
Email
About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447