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Porterville, California Mortgage Rates

For over 16 year I’ve been providing low Porterville, California mortgage rates, fast closings, and personal service to clients in Porterville and throughout the state of California. If you are looking to purchase a home in Porterville or if you are considering a refinance of your current mortgage please be sure to contact me directly for a no-cost/no-obligation quote. See what makes us different!

Mortgage Rates In Porterville, California

Porterville California Mortgage Calculator

Using our Porterville, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Porterville, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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A Growing City

Porterville, CA—or P’ville, Poros, and BandtownUSA, as it’s also known as since it was incorporated in 1902, developed into an exciting and pleasant place to live. More than 55,000 individuals call Porterville home, and if recent trends are any indication, that number will only increase in the coming years.

Mortgage rates in Porterville California

The reason for this continual population increase (and at a time when many cities are losing residents) is multifaceted but can be attributed to quality schools, reliable financial institutions, and good real estate market, and a bustling entertainment industry, amongst other things. The city of Porterville is home to great schools, a good economy and lots of family-friendly activities.

Local Realtors In Porterville

Local mortgage lenders in Porterville work with various Realtors in the area when someone chooses to purchase a home. Working with a knowledgeable and experienced Realtor makes all the difference in the world.

Melson Realty – Porterville:

Melson Realty – Porterville is located at 444 North Prospect St., Suite B, Porterville, CA 93257. Their direct phone number is (559) 788-2222. The Melson Realty – Porterville office is one of six offices under the Melson Realty umbrella.

Keller Williams Realty – Tulare County:

Located at 882 W Henderson Ave, Porterville, CA 93257, Keller Williams Realty – Tulare County is a full-service local realty company. Their direct number is (550) 784-4100. If you are buying or selling a home anywhere in Tulare county you might want to hear what they have to say.

Five Star Realty:

Another local realty company serving the Porterville area. Five Star Realty is located on 208 North Main Street, Porterville, CA 93257 and their direct number is (559) 527-1500. This local company has many knowledgable and experienced Realtors to choose from.

Local Porterville Mortgage Lenders

Here are a few local banks that offer mortgage loans in the Porterville area. Some residents work with these smaller local mortgage lenders and others chose to look online for a mortgage lender so that they can obtain a lower mortgage rate.

Suncrest Bank – Porterville Branch:

The Sincerest Bank – Porterville branch is one of seven branches that stretches from Porterville to Yuba City. Their address is 65 West Olive Avenue, Porterville, CA 93257 and their direct number is (559) 306-1300. They offer traditional banking services from checking accounts to loans along with business and agricultural banking services as well.

Bank Of The Sierra – Porterville:

Located at 90 North Main Street, Porterville, CA 93257; the Bank of the Sierra – Porterville branch offers traditional banking services including checking accounts, savings accounts and loans (personal and business). Their direct office number is (559) 782-4300.

Affordable Housing

Porterville’s housing market is healthy and seems to be growing stronger. Nearly seventy percent of the city’s homes were built after 1970, and consequently, the structural quality of Porterville residences is, generally speaking, tremendous. More than seventy percent of the city’s homes cost between $144,000 and $434,000. Porterville is an affordable place to live, relative to many other California locations, but its homes retain their value and become more valuable as additional individuals decide to make a permanent move there.

Whether you’re in the market for financial advice, accounting services, a low rate mortgage, or something else, Porterville’s reputable banks—and the professionals who make them reputable—are sure to help. Bank of the Sierra, Kaweah National Bank, Suncrest Bank, and many others are worth consulting, both for Porterville locals and visitors.


The Porterville Unified School District’s many elementary, middle, and high schools serve most of the students in the city, while the Burton School District accommodates some students in southern Porterville. Both of these districts’ schools receive consistently high marks from parents and students. Porterville College and San Joaquin Valley College offer higher education opportunities to Porterville residents; the latter came to Porterville in 2017, and other universities are currently reviewing the possibility of setting up campuses in Poros.

Great Family Activities In Porterville:

Last but certainly not least, there’s no shortage of fun and memorable activities and sights to enjoy in Porterville. Lake Success, a gorgeous clear-water lake that’s surrounded by a variety of grasses, trees, and plants, is perfect for swimming, relaxing, and sitting down for a peaceful lunch.

Eagle Mountain Casino has long offered Porterville residents and visitors a chance to have fun and win big, and Tabitha Max Blueberry Farm allows interested individuals to see how a blueberry farm operates and pick their very own berries while they do so. With all this in mind, it’s not difficult to see why Porterville is held in such high regard by so many individuals.

Low Porterville, CA Mortgage Rates

There are many reasons why people may want to buy a home in Porterville. Great neighborhoods, a good economy, and affordable housing are just some of the reasons why people move to the city. Historically low mortgage rates in Porterville, California have enabled more people to buy homes. This trend should continue as the economy continues to grow.

JB Mortgage Capital, Inc.:

If you live in Porterville, California and are looking for a mortgage rate quote please be sure to contact us directly at 1-800-550-5538. We are a top rated company with the Better Business Bureau, Business Consumers Alliance and offer industry low mortgage rates. We cover all of Porterville and provide top-notch customer service to each and every client.

We have both fixed rate mortgages and adjustable rate mortgages along with low down payment options and mortgages for people with less than perfect credit. On our “Mortgage Rates” page we offer insight and updates to current market conditions so that our clients can make informed decisions on when to lock in terms. A low mortgage rate is key to making sure you close at the best possible terms. Contact us today for a no-cost/no-obligation quote!

Additional California Cities

If you’re looking for additional information on another Central California city please be sure to visit the main Central California page.

Loan Officer Kevin O'Connor

About The Author

Loan Officer Kevin O'Connor has over 17+ years of experience as a Mortgage Loan Originator and is licensed by the state of California and the Nationwide Mortgage Licensing System. He has a top rating with the Better Business Bureau, Google, Yelp, and Zillow. CA DRE #01499872 / NMLS #247447

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