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The latest information to help you with your next refinance.
There are many opportunities available for homeowners to consider a refinance of their current mortgage. Refinancing your mortgage in California can be a smooth process if you chose the right mortgage company. At JB Mortgage Capital, … Read more
It doesn’t always make sense to refinance your current mortgage, and here are some guidelines to follow when making that determination on when not to do a refinance. We all want the lowest rate and payment … Read more
Buying down the rate is when you pay a fee to the mortgage lender for a lower interest rate. The most widely recognized payment is a “1 point buydown,” which typically reduces the mortgage rate by … Read more
The Loan Estimate is a document the mortgage company provides you within three days of completing your Loan Application. The Loan Estimate has the interest rate you were quoted, the costs and fees associated with the … Read more
So who are the best mortgage lenders for refinancing? To determine that we need to establish what is important to a homeowner when he or she looks to refinance their current mortgage. For some people it’s … Read more
How do I refinance my FHA mortgage is a common question. In fact, it’s one of the more common questions we hear. Refinancing an FHA home loan is a simple step-by-step process that usually can be … Read more
Before a homeowner answers, “is now the right time to refinance?” they first should clearly understand their current mortgage. This means knowing exactly what your current interest rate is, the number of years your loan is … Read more
Loan Officer Kevin O'Connor is a Mortgage Loan Originator with JB Mortgage Capital, Inc.
JB Mortgage Capital, Inc.
16310 Porter Ave.
Riverside, CA 92504
1-800-550-5538
© 2023 Loan Officer Kevin O'Connor
JB Mortgage Capital, Inc. is a mortgage broker licensed by the state of California. DRE #1836772 and NMLS #238036. Loan Officer Kevin O'Connor is a licensed Loan Officer by the state of California: NMLS #247447 and California DRE #01499872