When Not To Do A Refinance
It doesn’t always make sense to refinance your current mortgage and here are some guidelines to follow when making that determination on when not to do a refinance in California. We all want the lowest rate … Read more
Refinancing A Mortgage
Are you looking to refinance your current mortgage? Whether you’re looking to lower your interest rate, payoff of high interest rate credit card debt, improve your home to increase its value or shorten the length of your mortgage we have the information you need to make an informed decision.
Buying Down The Rate
Buying down the rate in California is when you pay a fee to the mortgage lender for a lower interest rate. The most widely recognized payment is “1 point buy down” which typically reduces the mortgage … Read more
Loan Estimate
The Loan Estimate is a document the mortgage company provides to you within three days of completing a Loan Application. The Loan Estimate has all the important details of your loan including the interest rate and … Read more
The Best Mortgage Lenders For Refinancing
So who are the best mortgage lenders for refinancing? To determine that we need to establish what is important to a homeowner when he or she looks to refinance their current mortgage. For some people it’s … Read more
How Do I Refinance My FHA Mortgage?
How do I refinance my FHA mortgage is a common question. In fact it’s one of the more common questions we hear. Refinancing an FHA loan is a simple step-by-step process that usually can be completed … Read more
Is Now The Right Time To Refinance?
When a homeowner considers a refinance they first should clearly understand their current rate/term before they ask; is now the right time to refinance? This includes locating your previous closing statement to determine if you paid … Read more
Getting A Mortgage In California
Here are the simple steps to getting a mortgage in California. Table of Contents The Basics Of Getting A Mortgage Mortgage Rate Chart Examples The First Step – Find The Right Loan Officer The Second Step … Read more