Richmond, California Mortgage Rates

My team and I have been providing low mortgage rates in Richmond, California for over fifteen years. Contact me today for a no-cost/no-obligation quote; 1-800-550-5538 or you can complete one of our online “request a quote” forms.

Low rates, fast closings, and exceptional service are what we offer to each and every client. We have an A+ rating with the Better Business Bureau and a Five Star rating with Zillow.

Mortgage Rates In Richmond, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

Living In Richmond, California:

Richmond is located in northern California.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Richmond is a city in Western Contra County, California. The city was incorporated in 1905 and has a population of over 104,000 residents. Richmond sits on the shores of San Francisco Bay and San Pablo Bay and covers 52.5 square miles with 22.4 square miles and this city sits on 32 miles of waterfront.

As a major seaport, Richmond’s economy is based on the export and import of goods as well as shipbuilding. The Richmond seaport ships mostly oil and petroleum. 26 million tons of goods ship through the port each year.

Things To Do In Richmond, California:

Richmond has several attractions that both locals and visitors can enjoy. There are 10 sites listed on the National Register of Historic Places some of which are National Historic Parks.

The city has an extensive park system with 292.6 acres given over to city parks. Then there is the 2,428-acre Wildcat Canyon Regional Park that offers a host of outdoor experiences including the San Pablo Creek trails, forests, horseback riding, a picnic area, Play structure, and Mountain Biking trails.

The Point Isabel Regional Shoreline is the largest off-leash Dog Park in the United States.

The Richmond Greenway transformed the old rail lines into walking, hiking and biking trails while Tilden Regional Park offers diverse animal and plant life for everyone to enjoy.

Art Lovers In Richmond:

Art is a huge part of Richmond’s culture. It is the home of the National Institute of Art and Disability Art center. It also has the Richmond Art Center, which is for the visual arts, and the East Bay center for Performing Arts, which mainly encourages young people to get more interested in the arts.

Richmond, California Neighborhoods:

There are a number of interesting neighborhoods in Richmond and here is a brief look at some of those neighborhoods.

  • Atchinson Village: Atchinson Village was constructed in 1941 as public defense housing for the war effort. The neighborhood is somewhat walkable. The neighborhood is made up of 450 apartments with 97 of those apartments being one story and 65 of those buildings being 2 stories. Every building has a backyard that can be fenced. The grounds are landscaped and there is a large park and soccer field as well as a children’s playground.
  • Brickyard Cove: Brickyard Cove is an upscale waterfront neighborhood surrounded by bluffs. There are Condos in the terraced hills, and then there are houses on stilts and Luxury tract homes. There is also a fishing pier at Ferry point as well as Richmond Yacht club and Brickyard Cove Marina as well as Keller Beach all located in the Brickyard Cove neighborhood.

The schools in Richmond are part of the West Contra Costa school district, which is made up of several high schools, 3 middle schools, and 16 elementary schools. If you are considering moving to Richmond, California then there are plenty of neighborhoods for you to choose from.

Climate And Weather In Richmond, CA:

Richmond enjoys a mild Mediterranean climate all year round with September usually being the warmest month and January usually being the coldest month. The rainy season begins in late October and ends in April.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447