Low Rates, Fast Closings, And Exceptional Service.

San Bernardino, California Mortgage Rates

SB, Berdoo, Gate City, The Friendly City—it doesn’t matter which name you use to identify San Bernardino, as the slice of California paradise can be aptly described as awesome.

From the city’s climate to its industry and its residents to its entertainment, as well as a whole lot else in between, there’s much to love and appreciate in its relatively small 81-mile area. Read on for more information, contact one of the city’s 215,000+ residents, and/or see for yourself if you’d like proof of the point!

If you are looking to buy a home or refinance a current mortgage then contact me directly for a no-cost/no-obligation quote. We offer low mortgage rates in San Bernardino, California along with fast closings and top-notch customer service. I have over 17 years of experience as a Loan Officer and I will directly with all my clients from beginning to end.

Mortgage Rates In San Bernardino, California

Free Mortgage Quote

San Bernardino, California Mortgage Calculator

Using our San Bernardino, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free San Bernardino, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

Advanced Mortgage Calculator For City Pages

Loan Information


Taxes and Insurance


Financial Analysis







Educational Opportunities

The San Bernardino City Unified School District operates reputable elementary, middle, and high schools, the vast majority of which are well-reviewed by students and parents. Renowned universities such as California University of Science and Medicine, California State University, San Bernardino, San Bernardino Valley College, and American Sports University are based in the city—a point that provides ample higher-education opportunities for locals and attracts students from around California and the country. As a whole, San Bernardino’s educational landscape is healthy, and furthermore, it doesn’t show any signs of slowing down. The cited schools and many others have operated for decades and even centuries.

California home

Parks And Plenty of Activities

SB’s nature is second-to-none, even when compared to the wide array of parks and sights featured in other California cities. Silverwood Lake, for instance, is a relaxing, refreshing, and irrefutable beautiful swimming and boating destination. Moreover, the city’s other activities—the expansive San Manuel Casino, for one—are sure to entertain. Local events such as the annual Route 66 Rendezvous and the Natural Orange Show Festival show off San Bernardino’s kind locals and exclusive offerings—roadways and history in the former, and delicious oranges in the latter. Seriously, if you get the chance, you have to try a San Bernardino orange.

Employment And Housing

The Pacific Premier Bank, Union Bank, and AltaPacific Bank offer an abundance of financial services and advice to San Bernardino residents, and firms like Ken Scott Real Estate, Ponce and Ponce Realty, and Realty ONE Group San Bernardino make finding your dream home or apartment (or receiving buying or selling advice) as easy and straightforward as possible.

To the benefit of employees and residents alike, San Bernardino’s business sector is diverse. Retail, healthcare, manufacturing, and transportation each employ about 10% of the city’s workers, while accommodation, construction, and administration jobs account for roughly a quarter of SB’s employment opportunities. In practical terms, this means that a variety of professionals work in San Bernardino and that a variety of professionals are constantly settling in the city to offer their services and further grow its constantly-evolving economy.

Low San Bernardino, CA Mortgage Rates

There are many reasons why would consider buying a home in San Bernardino. Great neighborhoods and affordable housing are just some of the reasons why over 215,000 people call the city home. Local experts agree that low mortgage rates in San Bernardino, California have enabled more people to buy homes which has helped grow the local economy. This trend should continue as the economy continues to grow.

Additional Details About San Bernardino

California Theater of the Performing Arts is downtown and provides a multitude of events for local residents. Broadway theater productions and locally sponsored plays are a part of the California Theater of the Performing Arts and the area is also home to the San Manuel Amphitheater and Coussoulis Arena. The Coussoulis Arena is a 5,000 seat arena located in the University District. San Bernardino also has plenty of parks and recreational facilities including Perris Hill Park, Fiscalini Field, and numerous hiking trails.

Silverwood lake San Bernardino is a recreational area with Camping, fishing, boating, and hiking. It’s a great family area which actually is a large reservoir for the area. Back in 2012 the city filed for bankruptcy; the second-largest bankruptcy (city) in history…the first being Detroit.

Additional California Cities

If you’re looking for additional information on another Southern California city please be sure to visit the main Southern California page.


Loan Officer Kevin O'Connor

About The Author

Loan Officer Kevin O'Connor has over 17+ years of experience as a Mortgage Loan Originator and is licensed by the state of California and the Nationwide Mortgage Licensing System. He has a top rating with the Better Business Bureau, Google, Yelp, and Zillow. CA DRE #01499872 / NMLS #247447

Additional Articles

Homes in Sacramento

Check Today's Rates

Check out today's mortgage rates and use our online mortgage calculator.

Family using the California DRE website

Conforming Loan Limits

Look up your conforming loan limit and review your options. All 58 counties are listed.

FHA 203(k) loan in California

California Homebuyer

The complete online homebuyer guide to getting a mortgage including homebuyer tips.