San Diego California Mortgage Rates

San Diego California Mortgage Rates

San Diego California is the southern most city in the State of California. It borders Mexico and home buyers and home owners looking to refinance their current mortgage, receive the same great low mortgage rates everyone else in California receives. San Diego is a coastal city with 1.4 million people calling it home. The U.S. military has a large presence in San Diego and the Navy is one of the largest employers along with University of California, San Diego San Diegoand Qualcomm. Residents of San Diego and the surrounding areas have lots of options when it comes to obtaining a low rate mortgage to buy a new home or to refinance their current loan into a low rate mortgage . Both fixed rate mortgages and adjustable rate mortgages are popular in San Diego and home values have done well in recent years as the economy has expanded. If you are considering a refinance of your current mortgage or you are thinking of buying a new home give us a call at 1-800-550-5538 and see what we have to offer. Our A+ rating with the Better Business Bureau means we not only provide low mortgage rates but also top notch customer service as well.

The San Diego Padres is the professional baseball team located in San Diego; and they used to have a professional football team as well (Chargers moved in 2017). San Diego is also home to some great universities including; the University of California, San Diego, San Diego State University and the University of San Diego. Like most California cities located along the water, San Diego never gets too hot and never gets too cold….the weather is near perfect. They receive around 11 inches of rain per year and the beaches are fantastic. As mentioned; the military is a larger employer in the city and San Diego is home to over 50 ships and around 35,000 sailors. Many tourist visit San Diego for various reasons including Sea World, the beaches, access to Mexico, shopping, restaurants and more. The population has grown significantly over the years; and it’s home to a diverse cultural in which many languages are spoken. If you considering purchasing a home in San Diego or if you currently are looking to refinance your home in San Diego please give us a call at 1-800-550-5538 for a no cost/no obligation quote. We have a top rating with the Better Business Bureau (BBB), a top rating with the Business Consumer Alliance (BCA) and more than a dozen years of experience.

How do I get a low mortgage rate in California?

How do I get a low mortgage rate in California? That is one of the most common questions I get asked after telling a new acquaintance that I’m a loan officer for a residential mortgage company located in California. So many things go into getting a low mortgage rate and many borrowers get bogged down with the tsunami of information that is out there. Between all the websites, mailers, radio ads, TV ads, co-worker recommendations etc. it’s not surprising that so many borrowers find it difficult to shop for a low mortgage rate in California. The first step before you start doing your research is understanding your credit, your income and if you’re refinancing a conservative estimate on the value of your home. Understanding these three things is important if you want to effectively communicate to the loan officer your current financial picture so that the loan officer can come up with some possible solutions.