San Francisco, California Mortgage Rates

Low San Francisco, California mortgage rates is just one reason why home values have increased over that last twenty years. In addition to the low mortgage rates, San Francisco has experienced a significant economic boom.

For over 15 years I have been providing low mortgage rate loans to people living in and moving to the San Francisco area. We offer low rates, fast closings and personal one-on-one service to each and every client. If you are looking to buy a home in the San Francisco area (or refinance a current mortgage) please be sure to contact me directly for a no-cost/no-obligation quote.

From application to closing you’ll work directly with me so you’ll always know who to call if you have questions. It also allows for a much smoother and more efficient process. Helping Homeowners Achieve Their Dreams is not just a saying, it’s something my team fully believes in.

Mortgage Rates In San Francisco, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

San Francisco, California Mortgage Calculator:

Using our San Francisco, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free San Francisco, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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A World Famous City:

San Francisco, CA is known around the United States, and even the world for its weather, activities, and economy. But as is often the case, the city’s hype, in many ways, overshadows its actual qualities—the things that aren’t frequently showcased on travel programs, but that help to make San Francisco as special as it is.

A Thriving Economy:

The first of these things is an absolutely unparalleled business sphere. Wells Fargo, First Republic Bank, Charles Schwab, and Bank of the Orient, amongst others, are based in San Francisco; because of this and San Fran’s numerous local banks, including Union Bank, First Republic Bank, and Bank of San Francisco, residents have access to a vast array of world-class financial services. Google, Reddit, Lyft, Uber, and thousands of other innovative, renowned companies are headquartered in San Francisco. Of the city’s 870,000 or so residents, over 87% have graduated high school, while about 55% hold a college degree.

San Francisco, California mortgage rates

Median Income In San Francisco:

The city’s median household income, at almost $90,000, is well above the national average. Real estate is always in demand in San Francisco, but firms like Climb Real Estate and Blatteis Realty Co. can help you to find a desirable, well-suited place to live. California mortgage companies are easy to find and residents enjoy comparing local mortgage rates to those provided by online mortgage companies.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Beautiful Scenery:

The second seldom-discussed aspect of San Fran is remarkable scenery. While San Francisco’s magical sights have been well-covered in media, the scope and diversity of these sights have not. The Golden Gate Bridge, the Alamo Square Park, Pier 39, Alcatraz Island, and many, many more spots are beautiful, fun, and exciting.

Throw in San Francisco’s kind locals and an abundance of things to see and do, including the San Francisco Opera, the San Francisco Museum of Modern Art, the San Francisco Giants, the San Francisco 49ers, the Golden State Warriors, and countless parks, and the whole of San Fran’s appeal becomes clear.

Great Educational Opportunities:

Educationally, the San Francisco Unified School District operates many well-reviewed public institutions. There are over 300 early education facilities in San Francisco, while San Francisco State University, the University of California, San Francisco, and the University of San Francisco are some of the oldest and most highly regarded colleges in the U.S. Moreover, these large, popular schools represent just some of San Francisco’s total higher-education options; college students have plenty of options in San Francisco.

An Inspirational Place To Call Home:

As was said, it’s what’s not frequently discussed with regard to San Francisco that helps to set it apart. Desirable weather, one-of-a-kind sights and activities, friendly locals, a thriving economy, and more have resulted in San Francisco becoming Northern California’s cultural and financial epicenter, and it doesn’t appear as though this role will change anytime soon.

Customer Focused

At JB Mortgage Capital, Inc. we offer a unique approach to customer care. From the loan application to closing you'll work with one person. This allows for a better client experience and faster closings.

Low Mortgage Rates

Low mortgage rates and great service exist at JB Mortgage Capital, Inc. We offer industry low fixed rate mortgages and adjustable rate mortgages at great terms.

Fast Closings

Closing your loan fast is essential and we understand the importance of doing this. That's why we've embraced the latest technology to ensure we exceed your expectations when it comes to closing.

Low San Francisco, CA Mortgage Rates:

If you are looking for an exciting place to call home than San Francisco should be on the list. Beautiful and diverse neighborhoods, fun attractions, a booming economy and opportunities for higher education are just some of the many reasons why thousands of people call it home. Historically low mortgage rates in San Francisco, California have enabled more people to buy homes. This trend should continue as the economy continues to grow.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447