San Luis Obisbo, California Mortgage Rates

Mortgage rates in San Luis Obisbo, California, fast closings and exceptional service. I have over 15 years of experience and a top rating with the Better Business Bureau and Zillow. If you are thinking of refinancing your current mortgage or purchasing a home in please be sure to contact me for a free mortgage quote. You can call me directly at 1-800-550-5538 or fill out one of our online “contact us” forms (see below).

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Living In San Luis Obisbo, CA:

San Luis Obisbo, CA is located in central California.

Often abbreviated as SLO, this city is located in San Luis Obispo County and about 190 miles North of Los Angeles. The population of the city is just over 46,000 residents. Founded by Spanish Franciscan Junípero Serra in 1772 and incorporated in 1856, this city is one of the oldest European founded cities in California.

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JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

The Origins Of SLO:

The earliest evidence of existence in San Luis Obispo dates far back as 1769 when the lands were occupied by a Native American sect, the Chumash people who lived in small villages and co-habited peacefully with soldiers and missionary men before the Mexican-American War broke out.

After the war was over San Luis Obispo was the first city to be incorporated in the newly formed San Luis Obispo County, a county that was known for its lawlessness in the early American days. People lived in newly formed huge landholdings called Ranchos after the war finished, these ranchos were given by Mexican land grant from 1837–1846.

Occupants of these ranchos began cattle rearing and were making a good living of it until the drought of 1863, which devasted most cattle ranches, breaking them up and pushing most people to other businesses such as dairies, agriculture, and mined goods.

This city has also served as a stop for travelers from northern California going to southern California and vice-versa. Due to the rise in popularity of this city as a stop, it played host to the first motel in the world, the Milestone Mo-Tel.

San Luis Obispo is home to more than 150 historic that have been designated as City of San Luis Obispo Historic Resources, three of these City’s designated historic resources have also been designated as California Historical Landmarks, eight of these City’s designated historic resources have been listed on the National Register of Historic Places (NRHP)

Mediterranean Climate:

The San Luis city is part of the cities that enjoy a cool Mediterranean climate, with an average of 50 days measurable rainfall each year during the winter and of course sunshine and warmth during the long summer days. No snowfall has been recorded at all in San Luis Obisbo, although it was rumored to have witnessed a little amount of snow in 1922 (it isn’t recorded).

The Local Economy:

The San Luis Obisbo downtown is lined with diverse and high fashion shops and boutiques which serves as a major attraction for students, residents and visitors looking to hike, surf or take on other outdoor activities. Below is a list of some of the highest employers in the city;

  • California Polytechnic State University 2,693
  • County of San Luis Obispo 2,570
  • California Men’s Colony 2,000
  • Pacific Gas and Electric (Diablo Canyon) 1,719
  • Cal Poly Corporation 1,641

The city is facing a significant loss of jobs after it was announced that the closing of the Diablo Nuclear Power Plant is expected to happen in 2024 – 2025.

Educational Opportunities in San Luis Obisbo, CA:

Residents of San Luis Obisbo have a couple of schools that serve the entire area both private and six elementary schools, one middle school, and one high school (San Luis Obisbo High School) all operated by San Luis Coastal Unified School District.

This city is also home to the famous California Polytechnic State University (Cal Poly, a public institution with over 22,000 students enrolled in different fields of study. These students make up a huge population of this city.

Local Transportation:

This city is served by San Luis Obispo County Regional Airport which is the only airport in the city, this airport offers to both private and commercial services to travelers and is supposed to add flights to Portland and San Diego in 2020.

Amtrak provides daily rail transport in and out of the city while the SLO Transit bus lines provide residents with commercial transportation around the city. San Luis Obispo encourages the use of bicycles as a means of transportation. The League of American Bicyclists has certified San Luis Obispo a bicycle riders friendly city up to the gold level.

Notable People From San Luis Obisbo:

This city is and has been home to a lot of celebrities and important personalities in our society today, below is a list of some of them

  • Zac Effron (actor)
  • Jon Anderson (musician)
  • Peter Lawrence Buck (musician and songwriter)
  • Hannah Marks (actress)
  • The Pendragons (magicians)

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447