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Santa Ana, California Mortgage Rates

If you are buying a home or looking to refinance a current mortgage in then contact me directly for a no-cost/no-obligation quote. We offer a wide variety of loan programs to meet the various needs of our clients.

We offer low mortgage rates in Santa Ana, California along with fast closings and personal one-on-one service. This is what makes us different. I have over 16 years of experience, we have an A+ rating with the Better Business Bureau and a Five Star rating with Zillow.

Mortgage Rates In Santa Ana, California

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Using our Santa Ana, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Santa Ana, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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The City Of Saint Ana

Santa Ana is simply Spanish for Saint Ana and as far as population statistics go it is the 2nd most populous city in Orange County and it is also the county seat. According to a recent census over 350,000 people live in Santa Ana which makes the city one of the 60 most populous cities in the US. Santa Ana is located next to the Santa Ana River in Southern California and the California coast is only a fifteen-minute drive down the road. Santa Ana is part of the greater Los Angeles area, there is only one other metropolitan area which is larger than this one.

Santa Ana was founded in 1869. Indigenous tribes such as the Juannefio/Luisefio and Tongva lived in the area and the last-mentioned tribe referred to Santa Ana as Hotuuk. A mission station known as Mission San Juan Capistrano was established here in 1776. By 1848 the Mexican-American war was something of the past and Alta California became a US territory and many US citizens occupied the region.

Santa Ana, California mortgage rates

Densely Populated

According to statistics provided by the US census bureau, the city is established on land which size equals 27.5 square miles. It is very densely populated and only 3 other metropolitan areas are more densely populated.

The entire region is mostly flat with little change in elevation which is why the Santa Ana River which runs through the western sector sometimes causes problems when seasonal flooding occurs. Santa Ana is a modern and well-developed city with several thriving districts and just like in other Californian cities the downtown area is the core of the city with both residential and retail areas.

This area is very popular among property investors and well-informed individuals can make excellent investments here. The Santa Ana civic center is also located in the downtown area. Santa Ana has many historic houses that date back to the 1800s and everything possible is done to preserve these properties. Low mortgage rates, affordable housing, and many job opportunities have helped grow Santa Ana over the last 40 years.

The Popular Midtown District

There is also the popular Midtown district where the Discovery science center is located. Other notable attractions are the Main place mall and the Bowers Museum which is popular among residents and tourists.

There is also the Metro East area where many developments are taking place. There are many plans on the table for this area and once again the prospects as far as property investments are concerned is excellent and for this reason, many people chose Santa Ana as their city of residence. There is also the Santa Ana Zoo which is popular because of its selection of monkeys and other exotic animals.

People need to do extensive research when considering their options because when all of the facts are on the table it should become very clear to any objective person that Santa Ana has a lot to offer to newcomers and especially to property investors. The city offers so much both to individuals and families and even professional people will find that Santa Ana will not let them down regardless of their high expectations.

Low Santa Ana, CA Mortgage Rates

There are many reasons why people live in Santa Ana. Great neighborhoods, great schools, and a good economy just some of the reasons why people move there. Mortgage professionals agree that the low mortgage rates in Santa Ana, California have enabled more people to buy homes, which has helped the local economy and this trend should continue as the economy continues to grow.

Additional California Cities

If you’re looking for additional information on another Southern California city please be sure to visit the main Southern California page.

Loan Officer Kevin O'Connor

About The Author

Loan Officer Kevin O'Connor has over 17+ years of experience as a Mortgage Loan Originator and is licensed by the state of California and the Nationwide Mortgage Licensing System. He has a top rating with the Better Business Bureau, Google, Yelp, and Zillow. CA DRE #01499872 / NMLS #247447

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