Santa Maria California Mortgage Rates

Santa Maria California is located near the top of Southern California; less than 10 miles from the coast. The surrounding cities include Arroyo Grande, Nipomo and Vandenberg Air Force Base which is south-west of Santa Maria. With a population near 105,000, Santa Maria is a growing city that offers many employment and leisure options to it’s residents. Santa Maria is also known as a great BBQ town as tri-tip is a huge favorite among locals. Since it’s near the Ocean the summer months are more mild than the cities located in the central valley of California. Top employers include Vandenberg Air Force Base, Santa Maria-Bonita School District, Allan Hancock College and the City of Santa Maria.

The Agriculture industry is a big part of Santa Maria and the area is home to numerous wineries. Santa Maria offers a wide variety of housing and residents have many options when looking for a new mortgage. Residents can obtain a new low rate mortgage from local companies all the way to nationwide mortgage companies. At JB Mortgage Capital, Inc. we offer a no cost – no obligation quote and would love the opportunity to earn your business. We have a top rating with the Better Business Bureau and the Business Consumers Alliance. With more than a dozen years of experience and hundreds of millions of dollars in funded loans we have the knowledge and experience to ensure you receive a great rate and a smooth transaction.

The Pacific Conservatory Theatre is a well-known and well respected theater located in Santa Maria. Many notable actors are alumni including Robin Williams and Kathy Bates. Another important part of Santa Maria is food; specifically BBQ! Santa Maria is home to it’s own BBQ style including a special cut of meat called “Tri-Tip”. People from all over California travel to Santa Maria to enjoy the local food and along with the great food are the great local wineries.

If you are buying a home in Santa Maria or if you already live in Santa Mara and are looking to refinance your current mortgage please contact us directly at 1-800-550-5538 for a no cost – no obligation quote. We offer both fixed rate mortgages and adjustable rate mortgages, industry low rates and top notch customer service.

How do I get a low mortgage rate in California?

How do I get a low mortgage rate in California? That is one of the most common questions I get asked after telling a new acquaintance that I’m a loan officer for a residential mortgage company located in California. So many things go into getting a low mortgage rate and many borrowers get bogged down with the tsunami of information that is out there. Between all the websites, mailers, radio ads, TV ads, co-worker recommendations etc. it’s not surprising that so many borrowers find it difficult to shop for a low mortgage rate in California. The first step before you start doing your research is understanding your credit, your income and if you’re refinancing a conservative estimate on the value of your home.