Simi Valley, California Mortgage Rates

For over 15 years I’ve been working with homeowners to help them achieve their dreams of homeownership. We offer low mortgage rates in Simi Valley, California along with fast closings and personal one-on-one service.

These are just some of the reasons why we have an A+ rating with the Better Business Bureau and a Five Star rating with Zillow. We offer a wide variety of loan programs to meet our client’s needs and the latest technology to ensure a smooth and efficient loan process. Contact me today for a no-cost/no-obligation quote and see what makes us different.

Helping Homeowners Achieve Their Dreams is not just a saying, it’s something my team fully believes in.

Mortgage Rates In Simi Valley, California:

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Jumbo Mortgage Rates

Simi Valley, California Mortgage Calculator:

Using our Simi Valley, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Simi Valley, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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Living In Simi Valley, California:

There’s a lot to appreciate in Simi Valley, CA which is located just forty or so miles from Downtown Los Angeles. An abundance of natural landscapes and activities, solid real estate values and interior decoration services, and one of the lowest crime rates of any American city have attracted more than 125,000 residents to Simi Valley, and if recent trends are any indication, this number will only grow in the future. Simi Valley offers a great family life with access to big-city attractions. A strong economy, affordable housing with a positive and secure way of living. Simi Valley is a city that families move to raise a family.

Simi Valley, California mortgage rates

Family-Friendly Activities:

Simi Valley, CA is a great place to work and raise a family. Rocky Peak Park’s ranging mountains and one-in-a-million views are also worth checking out, as are Simi Valley’s many parks.

Furthermore, the Ronald Reagan Presidential Library and Museum offers access to a wide variety of media, as well as incredibly interesting historical memorabilia and information about President Reagan’s life. Strathearn Historical Park and Museum is great for a day of learning and fun, and the Corriganville Movie Ranch, which served as the filming location for countless western films and television shows, takes visitors for an especially pleasant trip down memory lane.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Real Estate:

Simi Valley’s real estate market and financial sector are strong, to say the least. The city’s median home value is more than $560,000—well above the national average—and about 85% of the city’s homes have sold for more than $393,000. Over 70% of Simi Valley residents own their homes, and more than 90% of locals have earned a high school diploma. Low fixed mortgage rates and a strong job market has helped increased home values over the last few decades.

At about $91,000, the city’s median household income is almost $40,000 more than the national average. Simi Valley’s per-capita income is also much more than the national average, at roughly $39,000 annually. SV is also known—unofficially, that is—as one of the “best decorated” cities in America.

To be sure, interior decorators like Montanio Design Group, Candice Rudolph Interior Design, and Leslie Dawson-Mouzis Interior Design help to keep Simi Valley’s homes looking great, and it appears as though this title will belong to the location’s resident for quite a while to come!

Low Simi Valley, CA Mortgage Rates:

There are many reasons why people should consider living here. Great neighborhoods, fun attractions, and affordable housing are just some of the reasons people move to Simi Valley. Mortgage professionals agree that low mortgage rates in Simi Valley, California have enabled more people to buy homes in the area. This trend should continue as more jobs are created and the economy continues to grow.

A Safe Place To Live:

Lastly, Simi Valley’s low crime rate is tremendous—so much so that law enforcement officials in other cities, both in California and different states, have attempted to emulate SV’s anti-crime measures. Simi Valley is safer than the majority of other U.S. cities, and its median violent crime rate is about one-quarter of California’s, and about one-third of America’s.

Customer Focused

At JB Mortgage Capital, Inc. we offer a unique approach to customer care. From the loan application to closing you'll work with one person. This allows for a better client experience and faster closings.

Low Mortgage Rates

Low mortgage rates and great service exist at JB Mortgage Capital, Inc. We offer industry low fixed rate mortgages and adjustable rate mortgages at great terms.

Fast Closings

Closing your loan fast is essential and we understand the importance of doing this. That's why we've embraced the latest technology to ensure we exceed your expectations when it comes to closing.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447