Stockton, California Mortgage Rates

If you are looking to purchase a home or refinance then contact me directly for a no-cost/no-obligation quote. I have over 15 years of experience and work directly with each and every client to ensure a fast, efficient and smooth loan process.

Most mortgage companies pass you from one department to the next however that is not the way we do things. From the initial quote to the final closing I will work directly with you so you’ll always know who to contact if you have questions.

This provides for a better customer experience and a much more efficient process. We offer low Stockton, California mortgage rates along with fast closings and personal one-on-one service.

Mortgage Rates In Stockton, California:

FHA Mortgage Rates

Jumbo Mortgage Rates

Stockton, California Mortgage Calculator:

Using our Stockton, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Stockton, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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An All American City:

Tuleburg, Port City, Asparagus Capital of the World—all these names and more are used to identify Stockton, CA. An abundance of waterways, fun activities, and employers help to make Stockton one of a kind, and furthermore, they help its motto to ring true: “Stockton: All American City.”

Stockton, California mortgage rates

Great Place To Call Home:

Over 290,000 people call Stockton home. What truly separates Stockton, California from other cities is its unparalleled culture and identity. Walking down one of the city’s streets for just a few moments will reveal many of the exciting people and sights that help to make Stockton, well, Stockton! Architecture, commercial layout and design, and more are sure to impress and attest to the city’s inherent individuality. This positive uniqueness is further accentuated by the Stockton Symphony, one of the oldest professional orchestras in California, the Bob Hope Theatre, and the Stockton Opera, each of which offers fantastic entertainment.

The Haggin Museum, which displays fine art from the 19th and 20th centuries, are excellent, as are Stockton’s countless city-wide events, including Stockton Beer Week (in August), Stockton Pride (in August), and the Stockton Festival of Lights (in December). Additionally, Stockton features an appealing children’s amusement park, Pixie Woods, which has operated since 1954.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Professional Services And Homes:

Stockton’s professional services are abundant, affordable, and reliable. Anyone in the market for a home, apartment, and/or office in Stockton can consult one of the city’s many reputable realty professionals and firms, including PMZ Real Estate, Beck Realtors, Inc., Grupe Real Estate, and others. Financial services, from loans to banking and everything in between, can be received from Stockton-based banks like Bank of Stockton, Oak Valley Community Bank, and Central State Credit Union.

Interior design companies located in Stockton, CA include KTJ Design Co., Sherrie Swass Interiors, FIB Home Staging and Interior Design, and many other outstanding interior designers can be consulted to make a living space look as inviting and pleasant as possible. Home values in Stockton have risen significantly over the last few decades as low mortgage rates and a strong economy have helped fuel a robust demand for Single Family Residences and Townhomes.

Low Stockton, CA Mortgage Rates:

There are many reasons why people should consider living here. Great neighborhoods, a good economy, and affordable housing are just some of the reasons why families move to Stockton. Low mortgage rates in Stockton, California have enabled more people to buy that first home and this trend should continue as the economy continues to grow.

Strong And Vibrant Economy:

In a testament to Stockton’s ever-evolving economy, employment opportunities can be found in a variety of spheres; about 15% of the city’s workers are employed in healthcare, about 13% are employed in retail, about 9% are employed in manufacturing, about 8% are employed in education, and about 7% are employed in transportation.

The mark of a healthy local economy is diversity, and Stockton, which also boasts per-capita income that’s greater than the national average, is improving by leaps and bounds with each passing day, in this regard. If you are looking for current mortgage rates we have you covered on our current mortgage rates page. We’ll not only keep you up-to-date with where mortgage rates are at but also cover important bond market information and general economic news that may influence mortgage rates.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447