Low Rates, Fast Closings, And Exceptional Service.

Thousand Oaks, California Mortgage Rates

If you are looking to purchase a home (or refinance a current mortgage) then you’ve found that right place.

I have over 16 years of experience providing low mortgage rates in Thousand Oaks, California along with fast closings and personal one-on-one service to each and every client.

We offer a wide variety of loan programs to meet our client needs and we have an A+ rating with the Better Business Bureau. In addition to our top rating with the BBB, we have a Five Star rating with Zillow as well. Contact me directly for a no-cost/no-obligation quote and see what makes us different.

Helping Homeowners Achieve Their Dreams is not just a saying, it’s something my team fully believes in.

Mortgage Rates In Thousand Oaks, California

Thousand Oaks, California Mortgage Calculator

Using our Thousand Oaks, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Thousand Oaks, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

Advanced Mortgage Calculator For City Pages

Loan Information


Taxes and Insurance


Financial Analysis







Ventura County’s Thousand Oaks, CA is a beautiful, safe, and economically well-off city located in the northwestern portion of Greater Los Angeles, just forty miles from Downtown L.A. Between low crime rates and high property values, as well as an impressive local economy and a bevy of sights and activities, there’s much to see, do, and appreciate in Thousand Oaks.

Thousand Oaks, California mortgage rates

A Safe City To Call Home

The FBI indicated in a report that Thousand Oaks is one of the safest cities not just in California, but in the U.S. To be sure, the median national violent crime rate per one thousand residents is four, and in California, the median is about four and one half. But in Thousand Oaks, this rate is about one and three-tenths, or less than a third of the state and national averages (and an astonishing level for any city). The median home value in Thousand Oaks is over $800,000, which far exceeds the national average.

More than 60% of Thousand Oaks’ homes sell for over $638,000, and about 70% of the city’s residents are homeowners. Lastly, in a testament to the modern materials, safety measures, and architecture featured in the city’s homes, 75% of Thousand Oaks houses were built after 1970. Those looking to buy, sell or rent a home or commercial space can consult one of Thousand Oaks’ many reliable realtors and real estate firms, including Dalton Real Estate, White House Properties, and Aviara Real Estate, amongst others.

Highly Educated Population

The achievements and characteristics of Thousand Oaks residents further amplify the city’s quality and appeal. Over 90% of Thousand Oaks locals graduated high school, and about half hold a college degree.

The city’s per-capita income is more than $15,000 greater than the national average, and the median household income is, at over $100,000, almost twice as great as the national median. Just 6% of Thousand Oaks’ dwellers live below the poverty level. Additionally, the city’s economy is diverse and multifaceted. Professional, scientific, and technical fields account for more than one-fifth of the city’s employment, and retail, healthcare, and education each employ about 10% of the city’s workers.

Great Activities For The Entire Family

In terms of activities and sights, Thousand Oaks’ offerings are diverse and sure to appeal to a variety of individuals. The Gardens of the World, Wildwood Regional Park, and Paradise Falls provide visitors with access to untouched nature and will entertain and thrill. Those seeking the best of both education and fun can head to the California Museum of Art, Thousand Oaks, the Conejo Valley Art Museum, and/or the Chumash Indian Museum, all of which offer unparalleled displays and knowledge.

Additionally, anyone in the market for media—be it a book, CD, or DVD—shouldn’t hesitate to visit Thousand Oaks’ Grant Brimhall Library. This stylishly decorated, modern library features a vast array of books and movies. Between this selection and the establishment’s activities and sights (including a “wall of fish,” puppets, and other learning materials), it isn’t difficult to see why Thousand Oaks’ residents take so very much pride in their library.

Low Thousand Oaks, CA Mortgage Rates

There are many reasons why people should consider living in Thousand Oaks. Great neighborhoods, beautiful homes, and a good economy are just some of the reasons why so many people live there. Historically low mortgage rates in Thousand Oaks, California have enabled more people to buy homes. Most real estate experts in the area believe this trend should continue as the economy continues to grow and more jobs are created.

Additional California Cities

If you’re looking for additional information on another Southern California city please be sure to visit the main Southern California page.

Loan Officer Kevin O'Connor

About The Author

Loan Officer Kevin O'Connor has over 17+ years of experience as a Mortgage Loan Originator and is licensed by the state of California and the Nationwide Mortgage Licensing System. He has a top rating with the Better Business Bureau, Google, Yelp, and Zillow. CA DRE #01499872 / NMLS #247447

Additional Articles

Homes in Sacramento

Check Today's Rates

Check out today's mortgage rates and use our online mortgage calculator.

Family using the California DRE website

Conforming Loan Limits

Look up your conforming loan limit and review your options. All 58 counties are listed.

FHA 203(k) loan in California

California Homebuyer

The complete online homebuyer guide to getting a mortgage including homebuyer tips.