Truckee, California Mortgage Rates

My team and I have been providing low mortgage rates in Truckee, California for over fifteen years. Low rates, fast closings, and exceptional customer service are what we’re known for. Contact me today for a no-cost/no-obligation quote at 1-800-550-5538 or complete one of our online “request a quote” forms (see below).

Mortgage Rates In Truckee, California:

FHA Mortgage Rates

Jumbo Mortgage Rates

Living In Truckee, California:

Truckee is located in northern California.

Truckee is a small mountain town in Nevada County, California. Originally named Gray’s Station in 1863, for Joseph Gray’s Roadhouse which on the Trans-Sierra Wagon road. Truckee was originally named after a Paiute Chief that settlers mistakenly mistook the Chief’s greeting for his name.

Truckee is north of Lake Tahoe near the Nevada border. covers a total area of 33.7 square miles of which 1.3 miles is water mostly from the Truckee River.

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JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Truckee’s Main Claim to Fame:

Truckee’s main claim to fame is the perishing of the Donner Party at Truckee Lake, which has now been renamed Donner Lake. The Donner party was a group of people from Illinois who were traveling to California and decided to take a short cut through what is today Donner Pass, but a series of mistakes and early snows caught them unaware and many of the people died of starvation before the rest could be rescued.

The town takes its history seriously including the history of the Donner Party.

The community has a real rural feel about it and the people here work and play hard. Most of the people here own their own homes. There are a lot of young professionals who live here and it has great schools.

The area is perfect for those who enjoy outdoor activities such as skiing, swimming, boating, and hiking. This town has a naturally welcoming atmosphere.

Truckee has several area parks including the Truckee River Park, Truckee Legacy Trail, the Northstar bike park and the Truckee skate park

Local Truckee Neighborhoods:

Almost all of the Truckee neighborhoods are good places to live because it’s just that kind of town. Here is a look at some of the neighborhoods in Truckee.

  • Armstrong Tract: The Armstrong Tract is close to both Donner Lake and midtown. Many of the residents enjoy views of Donner Lake. It is an older neighborhood with nice homes that are quite affordable.
  • Donner Lake Neighborhood: The Donner Lake Neighborhood has about 1500 full-time residents although the neighborhood swells considerably during the summer months. Residents here live near the lake and they find this area offers a lot of recreational opportunities including boating, fishing, and swimming.
  • Tahoe/Donner Neighborhood: The Tahoe/Donner Neighborhood is located at the West End of Truckee. The neighborhood is just 5 miles from Donner Lake and less than 20 miles from Lake Tahoe as well as close to several skiing areas. There is a lot of wildlife in this neighborhood including deer, coyotes, and black bears.
  • Central Truckee: Central Truckee is made up of old-fashioned homes. The neighborhood is close to several eating establishments, bars, and shops.

If you enjoy outdoor activities and want to live in a small town with some great history and many opportunities for outdoor recreation then Truckee may well be the ideal town. The Tahoe-Truckee Unified School District provides education for grades K through 12.

Climate And Weather In Truckee, CA:

Truckee has what is known as cool summer climate with winter’s quite chilly and experiencing regular snowfall. Summers are warm and mostly dry with occasional thunderstorms. On average Truckee receives 168 inches of snow each year.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447