Ventura, California Mortgage Rates

Ventura, California Mortgage Rates:

As Ventura locals and previous visitors can vouch for, the coastal city offers delicious cuisine, interesting sights, and memorable activities—not to mention widespread access to beaches and bodies of water, which make swimming, surfing, relaxing, and having fun as easy and straightforward as possible. More than this, though, Ventura boasts kind residents, a solid housing market, and a great local economy. The culmination of these points is a unique and desirable California destination that has thrived for the majority of its existence, since it was incorporated way back in 1866.

Mortgage Rates - Conforming Loans

Mortgage Rates - FHA Loans

Mortgage Rates - Jumbo Loans

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Convient Access To Los Angeles:

In between Santa Barbara and Oxnard; Ventura is only 60+ miles from Los Angeles (area). Over the years traffic between the two cities has increased dramatically however there are times you can still make it to Los Angeles in around an hour. This is a nice benefit for those that don’t want to live in a big city however still want to periodically go to big city attractions (ie Lakers, Dodgers etc.) when the opportunity arises.

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Ventura’s Housing Market:

Ventura’s historically strong housing market isn’t showing any signs of slowing down. The city’s median home value is more than $560,000, and about 75% of Ventura homes sell for over $392,000; both of these numbers exceed California and U.S. averages. Whether one is buying, selling, renting, or simply looking for reliable information, Ventura’s reputable real estate professionals are sure to provide the desired assistance. Ventura Real Estate, Joe Kapp Real Estate, Inc., and K.R. Realtors, amongst many others, are standing by to answer clients’ questions.

And in a testament to their commitment to quality, these individuals and firms are willing to answer questions and offer advice to anyone; service comes before money. Furthermore, an unrivaled selection of interior designers also benefits Ventura’s housing market. Interior design experts like Pacific Interior Design Group, Jone Pence Interior Design, and Cheryl Collins Signature Style can make any home look its best. Try to book your appointment in advance, though; Ventura’s interior designers are often booked months ahead of time!

A Strong Economy:

Economically speaking, there’s much to appreciate in Ventura. The city’s per-capita income (more than $33,000) and median household income (more than $70,000) are well above national averages. About 90% of Venturians have graduated from high school, and a good number of locals hold college degrees. Financial institutions like Ventura Community Bank, Citizens Business Bank, and Pacific Western Bank, amongst many others, offer all the helpful financial services one can need. Healthcare, retail, education, and professional/scientific fields each employ about 10% of Ventura’s residents. This diverse employment landscape is indicative of the city’s multifaceted economy.

Ventura Has Lots Of Family Activities:

There’s much to see and do in Ventura, but the city’s beaches are universally acclaimed. Ventura Pier, Emma Wood State Beach, Channel Islands Harbor, and countless other waterfront locations offer breathtaking views, as well as great fishing, swimming, snorkeling, and boating spots. Moreover, Ventura’s natural beauty isn’t limited to its beaches. Solimar’s gorgeous geology, the Ojai Valley Land Conservancy’s wide-open fields and ample plants, and The Cross’s once-in-a-lifetime views will leave positive lasting impressions on visitors. Besides outdoor destinations, Ventura features a full-service casino, The Player’s Casino, the US Navy Seabee Museum, the Old Creek Ranch Winery, and many other must-see facilities. There’s a reason Ventura residents are always on the move: because they have so many places to be and things to do!

As a whole, it’s not difficult to see why Ventura is so admired by locals, visitors, and those who plan to visit down the line. If past successes and present signs are any indication, Ventura’s future looks very, very bright.

JB Mortgage Capital, Inc.:

If you are looking for a low rate mortgage for a home in Ventura California please contact us directly at 1-800-5538 for a no cost – no obligation quote. We are top rated company with the Better Business Bureau and we also have a top rating with the Business Consumers Alliance. We offer both fixed rate mortgages and adjustable rate mortgages along with industry low mortgage rates. Connect with us on Twitter: @Rates01