Yucca Valley, California Mortgage Rates

We offer low mortgage rates in Yucca Valley, California, fast closings and exceptional service. We have a top rating with the Better Business Bureau, Business Consumer Alliance, and Zillow. If you are looking to refinance your current mortgage or purchase a home in the Yucca Valley area please contact me directly for a free quote. My direct number is 1-800-550-5538 or you can complete one of the request a quote forms on our website.

Mortgage Rates In Yucca Valley, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

Living In Yucca Valley, California:

Yucca Valley, CA is located in southern California.

Yucca Valley is an incorporated town in San Bernardino County, California. The town has a population of a little over 21,000. Located in Mojave Desert Yucca Valley is just 27 miles north of Palm Springs. The town encompasses 40 square miles.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

A Rural Community:

Yucca Valley is a rural community, but it does have several things to do that you would expect to find in a rural community. It has a local bowling alley and movie theater, the Desert Park Sculpture Garden, The Sky village weekend open-air market and several different parks.

The community is also located near Joshua State Tree State Park. Most of the residents of this town own their own homes.

Residents of this community say that there is plenty to do in the town if you like the kind of activities found living a rural life. There are plenty of hiking trails and wide-open spaces and the town sponsors several community events including concerts in the park. The town is also just minutes away from Johnson Valley’s famous off-road vehicle area.

The cost of living in Yucca Valley is more reasonable than many other communities in California making this an affordable place to live when compared to many other cities and towns in California.

The median age of the residents of Yucca valley average age 40 with one-third of the residences in Yucca Valley being made up of families with children. Yucca Valley Schools are under the administration of the Morongo Unified School District.

Yucca Valley, California Neighborhoods:

Yucca Valley has a number of different neighborhoods that are worth considering if you are looking to move to a desert town in California. Here is a look at some of those neighborhoods.

  • Town Center: Town Center is a neighborhood that has a suburban feel. Most of the homes in this neighborhood are small to medium size and built during 2 distinct time periods. 1940 to 1969 and 1970 to 1999. This community does have a large number of homes that are only occupied as seasonal residences.
  • Pioneertown/Rimrock: This neighborhood is a remote neighborhood made up of small to medium-sized homes and Mobil homes. A large number of residents in this neighborhood are employed in executive or management positions or other professional occupations, but there is also a mix of people in manufacturing, retail and the service industry as well.
  • Flamingo Heights: Is a community in Yucca Valley that was established around 1955. This neighborhood is nestled between Pioneertown and Joshua Tree. The homes here are midsize and reasonably priced.

If you are looking to relocate to the desert community with lots of outdoor activities at your disposal, reasonable home values, and don’t mind the heat then Yucca Valley is certainly worth considering.

The Climate And Weather:

Yucca Valley has a cold desert climate with average high temperatures around 79 degrees Fahrenheit and low temperatures around 51 degrees Fahrenheit. The town gets about 4.8 inches of yearly rainfall.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447