JB Mortgage Capital, Inc.:
JB Mortgage Capital is an “Accredited” business with the Better Business Bureau and we have an “A+” rating. We also have a “AAA” rating with the Business Consumer Alliance (BCA) and Kevin O’Connor has a “FIVE STAR” rating with Zillow and a “FIVE STAR” rating with Mortgage101. Our company is fully licensed with the state of California and NMLS. The company has built a strong reputation within the industry and has made significant strides to bring the best possible mortgage terms to each and every client.
JB Mortgage Capital, Inc. also uses the latest technology to ensure a quick and efficient transaction and it helps us provide our clients low mortgage rates at great terms. Contact us directly at 1-800-550-5538 for a no cost and no obligation quote on a fixed rate mortgage or an adjustable rate mortgage. We have a great loan programs for both purchase and refinance transactions.
Privacy Policy/Security:
Loan Officer Kevin O’Connor and JB Mortgage Capital, Inc. we are committed to safeguarding your privacy. Please read the following policy to understand how your personal information will be treated as you use our services. For a more in-depth review of the policy please visit our privacy policy page.
The Security We Use to Protect Your Information:
We use SSL (Secure Sockets Layer) technology to protect all data transmitted between browsers and our servers. In order to use the site, users are required to be running an SSL-capable browser.
What Information We Collect From You:
We collect various types of personal information about you during the normal course of offering and providing real estate and/or mortgage services. This includes but is not limited to: Information you provide in order to purchase a home and/or obtain a home loan including your name, phone number, address, social security number, email address, employer’s name and address, income, assets, liabilities, and answers to questions of both personal and financial matters; communications from you regarding your loan(s) such as a change of employment; information obtained from third parties such as consumer reporting agencies or credit bureaus, employers, depository institutions and others, that we use to evaluate a loan application; information that we may gather in compliance with certain laws and regulations, such as the Home Mortgage Disclosure Act.
Sharing of the Information Gathered on This Site:
We are the sole owner of the information collected on this site. However, in order to process your loan we must share some of the information with certain third parties. These third parties include: appraisal companies, credit agencies, lenders, mortgage insurance companies, title and escrow companies. We also use a third-party to host our website, including our online data collection forms. Our website hosing company has access to user information for purposes such as maintaining the site.
What Cookies Are and How They Are Used:
A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer’s hard drive. Our site has programs that use cookies to maintain session information to remember who you are as you go from page to page. To protect your privacy we do not use cookies to store or transmit any personal information about you on the Internet.
External Links:
This site contains external links (links to other sites). We are not responsible for the privacy practices or the content of such web sites.
If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, please contact us.
Updating or Deleting Your Information, Including Demographic and Profile Data:
You may update or delete your information at any time prior to completing an online data form. Once your online form is completed and submitted, you will not be able to change any of the information online. You will need to contact us via email, phone or postal mail to request that we update or delete your information.
Demographic and Profile Data:
We may share certain aggregated demographic and profile data with government agencies. Aggregate data excludes information that would enable any individual to be identified. We also collect certain data (including your IP address) about your visit to our website in our log files to enable us analyze site traffic and gather broad demographic data. The data in our log files are not linked to personally identifiable information.
About Loan Officer Kevin O'Connor
He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams" CA DRE #01499872 and NMLS # 247447