JB Mortgage Capital, Inc.

Helping Homeowners Achieve Their Dreams

A Top Rated Mortgage Company

We believe in putting the client first and keeping mortgage rates low. It starts with how we listen to our clients and then find solutions for their home mortgage needs. We offer a unique one-on-one level of personal service to each and every client. Utilizing the latest technology we’re able to keep our costs at a minimum so your mortgage rate is low. We have a wide variety of loan programs for both purchase and refinance transactions. The mortgage process at JB Mortgage Capital, Inc. is designed to be quick and efficient so your home purchase or refinance closes fast and on time. This is one of many reasons why the California Better Business Bureau has awarded us their top rating. 

Call us today to find out how we’re different: 1-800-550-5538

Refinance And Purchase Mortgage Rates

Refinance A Mortgage

Is now the right time for you to consider a refinance of your current mortgage? Does your current mortgage have a high interest rate or are you looking to refinance your mortgage because you wish to take cash out? A refinance of your mortgage with a reputable mortgage company ensures you’ll get a great mortgage rate and a smooth closing. Refinancing your home in California can be completed in as little as three weeks.

Loan Programs

Finding the right mortgage loan program for your next purchase or refinance is one of the most important aspects to mortgage financing. In California there are so many options available to borrowers these days that it’s essential you work with a mortgage company that can offer a wide variety of loan products; from Fannie Mae and Freddie Mac conforming loan programs to portfolio jumbo loan programs at industry best terms.

Buying A New Home

Are you looking to purchase a new home in California? With our streamlined mortgage approval process, and our customer focused one-on-one personal service we can close your purchase transactions in as little as three weeks. And if you’re a First Time Home Buyer we have lots of options for you to ensure you’re matched with the right loan program. We utilize the latest technology to ensure a quick, smooth and efficient transaction.

Great News California! Conforming Loan Limits Have Been Raised In 2019

The Federal Housing Finance Agency announced they are raising the conforming loan limits in California which is good news for homeowners looking to refinance their current mortgage and for homebuyers purchasing a home in California. Check your county today to see if your loan is a conforming loan.

Why You Should Work With JB Mortgage Capital, Inc.

Customer Focused

At JB Mortgage Capital, Inc. we offer a unique approach to customer care. From the loan application to closing you'll work with one person. This allows for a better client experience and faster closings.

Low Mortgage Rates

Low mortgage rates and great service exist at JB Mortgage Capital, Inc. For over 10 years we've offered home owners industry low fixed rate mortgages and adjustable rate mortgages at great terms.

Fast Closings

Closing your loan fast is essential and we understand the importance of doing this. That's why we've embraced the latest technology to ensure we exceed your expectations when it comes to closing.