Low Rates, Fast Closings, And Exceptional Service.

It was a real pleasure working with Kevin on refinancing my mortgage loan. Kevin is very knowledgeable and worked with me every step of the way, making the entire process clear and easy from beginning to end. I particularly appreciated the fact that he quickly responded to and answered all of my questions literally overnight. I highly recommend him to anyone who is considering refinancing their mortgage; he is very courteous and easy to work with and very responsive to his clients’ needs. He made the whole process a pleasant experience. Thank you, Kevin!

Kevin has been the most helpful loan officer I have ever worked with . We have done several loans/refis with Keven and every time he has come through with the best rates and service. have used Kevin O'Connor for 2 refinance loans as rates changed. He is informative and straightforward. answered every question clearly. Kevin made the whole process as easy and comfortable as possible. NO surprises along the way. I would, actually do, highly recommend Kevin for purchase or refinance.

Great Customer Service Experience We have refinanced 2 properties with Kevin O’Conner within the last year and in each transaction Kevin was always on top of the situation. He was responsive when we had questions and explained the process very well. He knew what rates we were looking for on the second re-fi and called us as soon as the rates had dropped to start the re-fi. That’s very pro-active. We would highly recommend using Kevin for any of your mortgage loan needs.

have used Kevin O'Connor for 2 refinance loans as rates changed. He is informative and straightforward. answered every question clearly. Kevin made the whole process as easy and comfortable as possible. NO surprises along the way. I would, actually do, highly recommend Kevin for purchase or refinance.

We found Kevin’s company searching on-line, he had excellent reviews, a Five star rating and we now know why. Kevin is extremely professional and outstanding in the services he offers. We had such a hassle free excellent experience with Kevin for our home refinance. We Highly recommend him, we will be referring all our family and friends to Kevin at JB Mortgage Capital, Inc. Tami & John

After looking at different lenders and doing some due diligence, we decided to go with Kevin. He provided us with the most competitive rates, prices and closing time frames. We began our refi adventure with Kevin in mid-January and closed mid-February. He made the process incredibly easy and straight forward. Kevin was outstanding in communicating with us as well. He answered all of our questions promptly and was always on top of everything. As the main contact for our refi, he was present every step of the way! He is knowledgeable and puts things into perspective for you. Kevin truly looks out for his client's best interest. We really appreciate all of his hard work and we would definitely recommend Kevin for any mortgage needs you may have. It was a pleasure to work with Kevin and we look forward to working with him again!

As first time buyers, we had MANY questions throughout the process. Kevin was always incredibly helpful and patient with explaining details. We had a bit of a time crunch and Kevin took care of having everything done on time. We are so grateful for his services and highly recommend him to everyone!

I will never use anyone but Kevin O'Connor I had worked with Kevin before when I refinanced approximately 10 years ago, and have kept contact with him since. I occasionally contact Kevin when I'm curious about interest rates and Kevin is always responsive, professional, kind, and knowledgeable about what's going on in the mortgage world. More recently, my husband and I bought another property and Kevin was able to get us a wonderful rate, walked us through every step, and was very patient with an abnormally incompetent escrow company. He won't make promises he can't keep, and worked extremely hard to meet my deadlines. I have recommended Kevin to my family members and they were so impressed with him. He is seriously the best!

Review Kevin M. O'Connor I am not sure it is possible to work with a mortgage person who is better to work with than Kevin O’Connor. Three years ago I wanted to refinance and I needed a co-signer to be able to do so. I had spoken with two other mortgage brokers and they told me they couldn’t do it for me. I was getting discouraged. I mentioned this to a friend who told me to contact Kevin and that he was great, having already helped my friend get a refinance. I did and immediately felt comfortable with him. He could not promise anything but he worked magic as far as I am concerned. Last year, when mortgage rates dropped, I wanted to refinance again. And again I needed a co-signer; this time a relative who can be a little testy and attitudinal. Kevin was un-phased and knew exactly how to work with him. We got another refi with a good rate and no points. Kevin is a great communicator, is willing to answer any and all my questions, always with an even and positive attitude. And he apparently really knows the ins and outs of the business and it is clear that he is committed to helping and doing the best for his people. He does. And like I said, I can’t imagine teaming up with someone better.

A Happy Repeat Customer Kevin is incredible. We've done several mortgages with him, and he is always extremely informative, walking us through the process and patiently answering our (all-too-frequent) questions along the way. He is very proactive--there will be no surprises--and will communicate ahead of any documents being sent out or communications coming from the lender. Kevin is professional, courteous, and very knowledgeable, and after working with him many times over the years, we certainly trust his judgment, insight, and advice. We have no reason to look elsewhere for our mortgage needs, and enthusiastically and highly recommend him.

Kevin O’Connor is as fine a person as I have ever engaged in any business dealing. He is honest, straightforward, kind, patient, and helpful; so helpful, in fact, that through two refi’s, he helped save us over 25% on our monthly mortgage. Can’t recommend him highly enough. A true professional, through and through.

Kevin O'Connor Kevin was a pleasure to work with. He was well-informed, meticulous, and very patient with all of my questions. He walked me through every step so I 100% understood every line items on the mortgage. He was very upfront and clear. You are in good hands with Kevin.

Smooth transaction during extreme times The lending process went smooth and easy, there were no bumps in the road. my personal time was considered during request of information. I have to say this was the easiest and smoothest transition. Thank you to everyone involved

I have refinanced several times over the years. My refi with Kevin O'Connor was the easiest ever. He communicated everything clearly. He answered every question I had quickly. I did my homework and checked rates etc. first. Kevin had the best rates as well as outstanding service. If this sounds too good... sorry. It REALLY was great. I highly recommend Kevin. He is very professional

Excellent service! I have worked with Kevin for many years for both new loan and refi. He is very diligent in his work and has kept me updated in all stages of the process.

I had worked with Kevin before when I refinanced approximately 10 years ago, and have kept contact with him since. I occasionally contact Kevin when I'm curious about interest rates and Kevin is always responsive, professional, kind, and knowledgeable about what's going on in the mortgage world. More recently, my husband and I bought another property and Kevin was able to get us a wonderful rate, walked us through every step, and was very patient with an abnormally incompetent escrow company. He won't make promises he can't keep, and worked extremely hard to meet my deadlines. I have recommended Kevin to my family members and they were so impressed with him. He is seriously the best!

Kevin was recommended to us by a friend who had previously worked with him and my husband and I have now refinanced with Kevin 3 different times. He is absolutely AMAZING to work with. He is always on top of everything and keeps you updated through every step of the process. Anytime I had a question he was always quick to answer an email or a phone call. Anytime there was a drop in rates over the last year he would check in with us and let us know. I would highly recommend using Kevin if you are looking to refinance.

I closed a refinance of my principle residence with Kevin O'Connor recently. I have to say that it was probably the most efficient and quick closing that I have experienced among the many mortgage transactions that I have completed in the past. Kevin's personalized service is what makes the difference. He's always on top of it, keeping you informed every step of the way. He got me the lowest rate available and we closed in about a month's time. I won't hesitate to use Kevin again the next time I'm in the market for a new loan.