Low Rates, Fast Closings, And Exceptional Service.

Helping homeowners achieve their dreams.

Hi, this is Loan Officer Kevin O’Connor, the creator of koloans.com. I’m a licensed California Mortgage Loan Originator with JB Mortgage Capital, Inc., a top-rated mortgage broker in California.

I have over 17 years of experience helping homeowners achieve their dreams. My business is built on low rates, fast closings, and exceptional service.

Whether you’re buying a home for the first time, a real estate investor, or refinancing a current mortgage, I can help you reach your goals. Contact me today if you have a question or would like to receive a quote.

Have a question or need a quote?

Contact Us – Detailed

Read what homeowners are saying online.

Besides the low rates, why choose Kevin?

Experience, speed and service.

17+ Years of experience

I have 17+ years of mortgage industry experience, and I’ve worked with thousands of homeowners throughout California.

Closing SPEED

We’re set up for fast closings, faster than the industry average. Our technology enables us to process and close your transaction quickly.

one-on-one attention

You will work directly with me the entire time from start to end: no call centers, assistants, or processors.

Expert guidance from a mortgage industry veteran.

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Get in touch.


We stay on top of the latest industry news.

By staying on top of the latest industry news we’re able to discover new opportunities for our clients.


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