Low Rates, Fast Closings, And Exceptional Service.

K.O. Home Loan Solutions

Hi, this is Loan Officer Kevin O’Connor, and thanks for visiting K.O. Home Loan Solutions. I’m a licensed California Mortgage Loan Originator with JB Mortgage Capital, Inc., a top-rated mortgage broker in California.

Helping homeowners achieve their dreams.

I have over 17 years of experience helping homeowners achieve their dreams. My business is built on low rates, fast closings, and exceptional service.

At K.O. Home Loan Solutions, we’re here to help. Whether you’re buying a home for the first time, a real estate investor, or refinancing a current mortgage, we’re your ideal home loan solution. Contact me today if you have a question or would like to receive a quote.

Have a question or need a quote?

Contact Us – Detailed

Read what homeowners are saying online.

Besides the low rates, why choose K.O. Home Loan Solutions?

Experience, speed and service.

17+ Years of experience

I have 17+ years of mortgage industry experience, and I’ve worked with thousands of homeowners throughout California.

Closing Speed

We’re set up for fast closings, faster than the industry average. Our technology enables us to process and close your transaction quickly.

one-on-one attention

You will work directly with me, Loan Officer Kevin O’Connor, the entire time from start to end: no call centers, assistants, or processors.

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Get in touch.


Expert guidance from a mortgage industry veteran.

Expert guidance from a mortgage industry veteran can help you navigate the loan process from beginning to end. Whether you are purchasing a home or refinancing a mortgage, I will provide valuable insights and guidance to ensure you have a smooth and efficient transaction.

With each loan application, I am determined to find the lowest interest rate possible and the right loan program to meet my client’s long-term financial goals.

Conventional Home Loans

The most common home loan program at K.O. Home Loan Solutions is the Conventional home loan program. Conventional home loans offer great rates and can be used for purchase and refinance transactions.

Conventional home loans include Fannie and Freddie loan programs, specialty programs like jumbo home loans, and the bank statement home loan program.

FHA Home Loans

FHA home loans in California are an excellent option for those purchasing a home for the first time and/or those with less-than-perfect credit. The Streamline Refinance option is one of the best refinance programs in the industry.

At K.O. Home Loan Solutions, you’ll find a wide range of California FHA home loan products, including the Streamline Refinance and Renovation loan program.

VA Home Loans

VA home loans in California offer our veterans, surviving spouses, and active duty service members a great opportunity to get below-market interest rates and the option of a zero-down home loan program.

K.O. Home Loan Solutions is proud to offer the California VA home loan program, and we look forward to working with those who qualify.

2024 Conforming Loan Limits

The 2024 conforming loan limits are higher than last year’s limits. Check your county today using our easy-to-read 2024 California conforming loan limit chart, where we list each county in California.

Here at K.O. Home Loan Solutions, we offer a wide variety of conforming loan products from both Fannie Mae and Freddie Mac. Low rates and fast processing times!

We stay on top of the latest industry news.

By staying on top of the latest industry news, we’re able to discover new opportunities for clients of K.O. Home Loan Solutions.


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