About K.O. Home Loan Solutions

Thank you for visiting K.O. Home Loan Solutions, a website managed by me, Loan Officer Kevin O’Connor. I am a licensed California Mortgage Loan Originator and the content creator of K.O. Home Loan Solutions. Low rates, fast closings, and exceptional service are the three pillars of K.O. Home Loan Solutions.

I’ve been a loan officer for over seventeen years and have provided online mortgages to California homeowners and homebuyers since 2006. I have a California Department of Real Estate (CA DRE) license with JB Mortgage Capital, Inc., a licensed mortgage broker in the state of California. I’m licensed with the Nation Wide Multistate Licensing System (NMLS).

I have five-star ratings with Zillow, Google, and Yelp. As a mortgage industry expert, I have the experience, knowledge, and resources to find you the best possible mortgage. My work can be found on many national websites, including Forbes, Intuit, and House Numbers.

At K.O. Home Loan Solutions, we are 100% committed to ensuring the client has the best possible experience.

K.O. Home Loan Solutions
Loan Officer Kevin O'Connor

Quick facts about K.O. Home Loan Solutions

  • K.O. Home Loan Solutions is managed by me, Loan Officer Kevin O’Connor, and I work in association with JB Mortgage Capital, Inc.
  • When you request information or a quote from K.O. Home Loan Solutions, I am the only person who will contact you. We do not sell your information to anyone, ever.
  • I work with homebuyers and homeowners who have all types of credit histories and situations. From bad credit to excellent credit. Along with bankruptcies, foreclosures, and divorce.
  • I am known for my one-on-one personal service.
  • From application to closing, you will work directly with me during the entire process.
  • The mortgage rates we offer clients are typically well below the national average.
  • We never charge junk fees.

Contact K.O. Home Loan Solutions

Contact Us – Detailed

Loan programs offered

The below loan programs are for both purchase and refinance residential loan applications. 

  • Conventional (Conforming)
  • FHA 
  • VA 
  • USDA 
  • Bank statement mortgages
  • Renovation loans
  • Self-employed home loans 
  • Reverse mortgages
  • Specialized loan programs

From first-time homebuyers to seasoned investors, K.O. Home Loan Solutions has the options to meet your mortgage needs.

JB Mortgage Capital, Inc.

JB Mortgage Capital, Inc.(JBMC, Inc.) is an “Accredited” business with the Better Business Bureau with an A+ rating.

JBMC, Inc. also has a AAA rating with the Business Consumer Alliance (BCA) and is fully licensed by the state of California Department of Real Estate and Nation Wide Multistate Licensing System (NMLS).

We’re a California mortgage company that has built a strong reputation within the industry and has made significant strides to bring the best possible mortgage terms to every client. JBMC, Inc. also uses the latest technology to ensure a quick and efficient transaction.

K.O. Home Loan Solutions Privacy policy, disclosures, and terms of use

We take your privacy seriously. K.O. Home Loan Solutions has an official Privacy Policy page, disclosures, and terms of use.

Privacy policy

The most important thing we’d like our visitor to K.O. Home Loan Solutions to know is this:

  • We will never sell your information to anyone.

You can read more about our privacy policy here.


Please review our website and company disclosures.

Terms of use

Please review our Terms of Use.

Consumer Advocacy Is Important At K.O. Home Loan Solutions

Here are some important articles about agencies that are consumer advocates within the mortgage industry. Agencies like Housing Urban Development offer numerous resources to help consumers seeking a mortgage.

starter home


California Department of Real Estate

Two story family home in California


Nationwide Mortgage Licensing System

Family home in California


Consumer Financial Protection Bureau

Contact Loan Officer Kevin O’Connor At K.O. Home Loan Solutions

Direct phone number: 1-800-550-5538

Email: info@koloans.com

Website: Request information or a quote

Company address: JB Mortgage Capital, Inc., 16310 Porter Ave., Riverside, CA  92504

“Helping Homeowners Achieve Their Dreams” – K.O. Home Loan Solutions