| Loan Term | Rate | APR | |
|---|---|---|---|
| 30yr Fixed Rate | 6.50% | 6.759% | Request |
| 25yr Fixed Rate | 6.50% | 6.791% | Request |
| 20yr Fixed Rate | 6.25% | 6.590% | Request |
| 15yr Fixed Rate | 5.625% | 6.050% | Request |
| 12/02/2024 | |||
We offer low Atascadero, California mortgage rates. In addition to that, we have fast closings and exceptional service. If you are looking to refinance your current home loan interest rate or purchase a home in the Atascadero area please contact me directly for a free quote.
Atascadero, California Home Loans
Home Loan Information To Save You Time and Money
Homebuyers
From first-time homebuyers to experienced real estate investors, this section of my website is for you.
Calculator
Our easy-to-use mortgage calculator will help you figure out your monthly payment and more.
Refinance
Are you looking to refinance your current home loan? Then this section will show you your options.
USDA Home Loans
The USDA home loan program is the perfect mortgage option for people living in rural communities across the country.
FHA Home Loans
FHA home loans are great for first-time homebuyers and/or those with less-than-perfect credit. Refinance or purchase.
VA Home Loans
VA home loans are for military members that currently serve our country, who previously served, and their families. A great program!
Atascadero Conforming Loan Limits
Below are the 2024 Atascadero conforming loan limits (1-4 unit properties).
One-Unit Property
The one-unit Atascadero conforming loan limit is $929,200. Primary, secondary, and rental properties.
Two-Unit Property
The two-unit Atascadero conforming loan limit is $1,189,550. Primary, secondary, and rental properties.
Three-Unit Property
The three-unit Atascadero conforming loan limit is $1,437,900. Primary, secondary, and rental properties.
Four-Unit Property
The four-unit Atascadero conforming loan limit is $1,786,950. Primary, secondary, and rental properties.
How To Find The Best Mortgage Rates In Atascadero
If you are buying a home in Atascadero or if you are refinancing your current home loan interest rate you’ll obviously want to lock in the best mortgage rate available.
So the big question is, how do you do that?
I suggest following these simple rules to make sure you obtain the best mortgage rate.
Five Steps To Obtaining The Best Mortgage Rate:
- Find a reputable mortgage company that offers low-rate mortgages in Atascadero.
- Work with an experienced Loan Officer (at least 5-10 years of experience).
- Ask questions, lots of questions are good!
- Avoid too-good-to-be-true quotes.
- Make sure you find out what the total fees are (for everything).
Following these five steps will help you secure the best possible mortgage rate.
Atascadero Mortgage Broker
A reputable Atascadero mortgage broker is someone who can obtain the best current home loan rates in Atascadero and provide exceptional customer service. A trusted mortgage broker will have years of experience, access to a wide variety of home loan programs, and a top rating with the Better Business Bureau, Zillow, and more.
Providing important and useful information to their clients is a key attribute as well. Here are four informative articles I believe every home loan applicant should read.
Documents Needed
To Buy A Home
If you are getting ready to purchase a home you’ll want to read this article. It will give you detailed information about the documents you need to buy a home.
Documents Needed
To Refinance
If you are refinancing your current home loan interest rate then this article is for you. It will give a list of documents you’ll need to refinance your mortgage.
Home Inspection
When you buy a home you’ll want to complete a Home Inspection. In this article, you’ll get all the ins and outs of a Home Inspection.
Home Appraisal
If you’re buying a home or refinancing your current home loan interest rate then be sure to read my Home Appraisal article.
