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Carlsbad, California Mortgage Rates

We offer low mortgage rates in Carlsbad, California, fast closings, and top-notch personal service you just can’t get anywhere else.

If you are considering a refinance of your current mortgage or you are thinking of buying a new home in Carlsbad, CA then give us a call at 1-800-550-5538 and see what we have to offer. Carlsbad, California mortgage rates have been fairly low over the last forty years which is one reason why home values have moved higher.

Our A+ rating with the Better Business Bureau and our Five Star rating on Zillow means you’re in for a great experience.

Mortgage Rates In Carlsbad, California:

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Carlsbad, California Is An Exciting Place To Live:

Carlsbad California is located along the coast just north with a population of over 112,000.00. It is one of the wealthier cities in California with a median income of $105,000.00.

The weather in Carlsbad is excellent due to its location near the Pacific Ocean. Carlsbad California offers a wide range of activities including some fantastic beaches.

Residents have many options to meet their mortgage needs whether it’s for a refinance of their current mortgage or the purchase of a new home. Both fixed-rate mortgages and adjustable rates mortgages are available along with various loan programs that open many opportunities to purchase a new home.

mortgage rates in Carlsbad, California

Competitive Housing Market:

The average home sale price in Carlsbad according to Redfin is $840,000 and the average price per square foot is $396. According to Zillow the median home listing price is $875,000.

It’s not uncommon for 100 -200 home sales in a month as people find the area very desirable. Since the financial collapse of 2008; home values have been on a steady rise after the dust settled and the economy began to grow again. Adjustable and fixed mortgage rates in Carlsbad, California are widely available with most lenders in the area.

Carlsbad Has A Strong Economy:

Some of the top employers in Carlsbad California are Lego Land California, Carlsbad Unified School district, and TaylorMade-Adidas Golf Company. And companies like Jenny Craig, No Fear apparel company, and Upper Deck have their corporate headquarters in Carlsbad.

There are three main public high schools in Carlsbad, California and they include; Sage Creek High School, La Costa Canyon High School, and Carlsbad High School. Lego Land California is located in Carlsbad along with the Museum of Making Music and The Flower Fields.

Carlsbad is also home to some great shopping and restaurants and it’s not far from the San Diego Padres baseball team. Carlsbad California is also a short trip to Mexico and just a few hours from Los Angeles, California.

Lego Land:

Talk about being lucky! Carlsbad is home to one of the most iconic names in the toy industry. If you love Legos you will love Lego Land which is headquartered in Carlsbad. The original Lego Land opened in 1968 in Billund, Denmark. Besides the Carlsbad location the Lego company has a Lego Land near Orlando and in New York. Some of the additional international locations include Japan, England, and Dubai.

The Carlsbad location not only has a theme park but also a water park, an aquarium, and several hotel options. One of the best places in the state of California to take a family for a great time.

Museum of Making Music:

The Museum of Making Music is located at 5790 Armada Drive and is a must-go-to destination when in Carlsbad. The museum opened its doors in 2000 to celebrate the rich history of music from 1900 to today. Museum of Music is a non-profit and its programs enrich the lives of those who love music. Which is pretty much everyone!

The Flower Fields:

Do you love flowers? If so you’ll want to visit Carlsbad between March 1 and May 10th so you can visit The Flower Fields. Thousands of people visit the fields every year and visit the fifty-acre display of some of the most beautiful flowers in the world. People can plan their wedding or even a corporate events and they have a tractor-driven wagon for the tours!

The Best Beaches In Carlsbad:

If you live in Carlsbad or visit Carlsbad then part of your time is spent at the beach. This coastal community has many beautiful beaches to offer.

  • North Carlsbad Beaches (multiple options)
  • Terramar Beach
  • Tamarack-State Beach
  • South State Beach
  • South Point Beach

Whichever beach you chose to visit make sure you don’t forget the sunscreen!

Carlsbad, California mortgage rates

Carlsbad Has Some Great Parks:

Do you like public parks? A place you and the entire family can enjoy? Well, Carlsbad has some great options; here are some of the top parks in Carlsbad:

  • Aviara Community Park
  • Poinsettia Community Park
  • Lakeview Park
  • Encinitas Community Park – great dog park!

Biking, walking, and playing an outdoor sport like Soccer or Volleyball; the parks of Camarillo have options individuals and families are looking for. Be sure to check out the Yelp reviews on each of these parks and others. Having some great local park options helps increase the value of homes in the surrounding area which is one reason why the housing market in Carlsbad seems to be strong.

Low Carlsbad, CA Mortgage Rates:

There are many reasons why people should consider living in Carlsbad. Beautiful homes, family fun attractions, a strong economy, and opportunities for economic growth are just some of the reasons why people move to the area. For the last twenty years, low mortgage rates in Carlsbad, California have enabled more people to buy homes. This trend should continue as the economy continues to grow.

Additional California Cities:

If you’re looking for additional information on another Southern California city please be sure to visit the main Southern California page.

Loan Officer Kevin O'Connor

About The Author

Loan Officer Kevin O'Connor has over 17+ years of experience as a Mortgage Loan Originator and is licensed by the state of California and the Nationwide Mortgage Licensing System. He has a top rating with the Better Business Bureau, Google, Yelp, and Zillow. CA DRE #01499872 / NMLS #247447

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