Carlsbad, California Mortgage Rates

An Exciting Place To Live:

Carlsbad California is located along the coast just north with population over 112,000.00. It is one of the wealthier cities in California with the median income at $105,000.00. The weather in Carlsbad is excellent due to its location near the Pacific Ocean. Carlsbad California offers a wide range of activities including some fantastic beaches. Residents have many options to meet their mortgage needs whether it’s for a refinance of their current mortgage or the purchase of a new home. Both fixed rate mortgages and adjustable rates mortgages are available along with various loan programs that open many opportunities to purchase a new home.

Carlsbad, California Mortgage Rates:

We offer many mortgage options to Carlsbad residents, and throughout the State of California. If you are considering a refinance of your current mortgage or you are thinking of buying a new home give us a call at 1-800-550-5538 and see what we have to offer. Our A+ rating with the Better Business Bureau means we not only provide low mortgage rates but also top-notch customer service as well.

Mortgage Rates - Conforming Loans

Mortgage Rates - FHA Loans


Mortgage Rates - Jumbo Loans

Strong Economy:Carlsbad, California

Some of the top employers in Carlsbad California are Lego Land California, Carlsbad Unified School district and TaylorMade-Adidas Golf Company. And companies like Jenny Craig, No Fear apparel company and Upper Deck have their corporate headquarters in Carlsbad. There are three main public high schools in Carlsbad, California and they include; Sage Creek High School, La Costa Canyon High School and Carlsbad High School. Lego Land California is located in Carlsbad along with the Museum of Making Music. Carlsbad is also home to some great shopping and restaurants and it’s not far from the San Diego Padres baseball team. Carlsbad California is also a short trip to Mexico and just a few hours from Los Angeles, California.

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JB Mortgage Capital, Inc.:

If you reside in the Carlsbad area and are considering a refinance your current mortgage or the purchase of a new home please give us a call for a no cost – no obligation quote; 1-800-550-5538. We’ve earned the highest rating with the Better Business Bureau and promise to offer a great low rate along with top notch customer service.

A+ RatingObtaining The Best Mortgage Rate:

Here is some great information about obtaining the best mortgage rate: “Have you heard a radio spot or maybe even talked with a loan officer that claimed something along the lines of “We have the best mortgage rates in California”? It’s something that happens a lot and unfortunately for consumers it’s hard to know which company has the best mortgage rates because it seems like so many of them advertise that slogan or something very similar.

What is a consumer to do to truly find the “best” mortgage rate? First step is this; only work with mortgage companies that have a top rating with the Better Business Bureau (A or A+ rating). Second, make sure the loan officer has at least 4 years of experience and is willing to take the time to answer any questions you have. If the loan officer is slow getting back to you and/or doesn’t answer your questions directly you might want to find a new loan officer to work with. Shopping for the best California mortgage rates is risky when you’re working with company that has a low rating with the Better Business Bureau. In California we also have the Business Consumers Alliance group (BCA) which does a great job monitoring companies and holding them to a higher standard.”