El Dorado Hills, California Mortgage Rates

We offer low mortgage rates in El Dorado Hills, California, fast closings and personal one-on-one service. For over 15 years I’ve been working with homeowners to help them achieve the dream of homeownership.

Whether you’re buying a home or refinancing a current mortgage, we have the loan programs to meet your needs. From the initial quote to the final close I will work directly with you so you’ll always know who to contact in case you have questions.

Our company has an A+ rating with the Better Business Bureau along with a Five Star rating on Zillow.

Mortgage Rates In El Dorado, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

El Dorado, California Mortgage Calculator:

Using our El Dorado, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free El Dorado, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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Living In El Dorado, California:

El Dorado, CA is located in northern California.

El Dorado Hills is an unincorporated town in El Dorado County with a population of around 42,000. Although the area is generally rural it has a suburban feel to it and is considered to be one of the most sought after residential areas in northern California and has also been considered as one of the best places to live if you have children.

El Dorado Hills is located in the foothills of the Sierra Nevada Mountains between San Francisco Bay and Lake Tahoe. The town consists of acres of rolling hills and incredibly majestic views of the surrounding mountains.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

El Dorado Hills Activities:

Residents of this city can enjoy a wide variety of activities including skiing (Lake Tahoe is just over an hour’s drive), trips to the ocean, wine tasting and visits to various state and local parks. El Dorado Hills is the ideal place to live for those who enjoy spending time outdoors.

El Dorado Hills is also known for its highly ranked schools; great sports programs, art, and wine fairs and free outdoor music performances giving residents a number of different activities to enjoy.

Local Parks and Recreation:

El Dorado Hills has over 30 different parks for its residents to enjoy. Depending on which park you happen to visit you have access to walking trails, play areas, soccer fields, skateboarding, teen center, wetland preserves, baseball, picnic areas, wildlife viewing, tennis and bocce balls, water play areas, and other activities.

El Dorado Hills Neighborhoods:

Since El Dorado Hills is such a sought after the town it is understandable that most of the neighborhoods in this town would be affluent as well although different neighborhoods have their own features and personalities they are all great places to live.

Here is a look at some of the neighborhoods in El Dorado Hills.

  • Highland Hills: Highland Hills is a beautiful neighborhood made up of custom homes that sit on large wooded lots with nice lawns. Children who live in Highland Hills attend the Rescue Union School District and the children attend Jackson Elementary, Marina Middle and Oak Ridge high school.
  • Sterlingshire: Sterlingshire is another neighborhood In El Dorado Hills that contains many of the same features as Highland hills and the school district is even the same.
  • Fairchild Village: Fairchild Village is a safe and calm neighborhood within the town of El Dorado Hills and it is a great neighborhood for raising children. The neighborhood has a strong community feel that residents love and to Fairchild Park is located within this neighborhood. The Park has a play structure, green space for children to play in and is also the site of historic Indian grinding rocks.

Students here also attend the Rescue Union School District attending Jackson elementary, Mariana Middle School and Oak Ridge High School.

If you are looking to live in one of the best areas in the country for children and outdoor activities then El Dorado Hills just may be the perfect community.

Climate and Weather In El Dorado Hills:

El Dorado Hills enjoys nice weather where summers can be hot and arid and winters can be cold and wet with high temperatures in the 80s and 90s. Summers are filled with sunny days and very little rain.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447