Hayward, California Mortgage Rates

My team and I have been providing low mortgage rates in Hayward, California for over fifteen years.

Our company offers many different loan programs to meet the needs of our clients. From low down-payment programs to investment property loan programs to loan programs designed for people with less than perfect credit. Contact me today for a no-cost/no-obligation quote at 1-800-550-5538 or complete one of our online request forms.

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Hayward, California Mortgage Calculator:

Using our Hayward, California mortgage calculator to figure out your monthly mortgage payment is an essential part of buying a home or refinancing a current mortgage. Use our free Hayward, California mortgage calculator to help you determine what you can afford and if you have questions please don’t hesitate to ask!

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Living In Hayward, California:

Hayward is located in northern California.

Hayward is a city located in Alameda County, California with a population of 160,000 residents. This city was once devastated in 1868 by an earthquake and needed to be re-built Until the 1980s the city’s economy was dominated mainly by the food canning and salt production industries, both of these industries are now defunct.

The city covers 63.7 square miles of which 18 square miles is water. The Hayward fault zone runs through much of the city including the downtown area.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Downtown Hayward, CA:

The downtown area has most of the cultural landmarks including the Hayward Area Historical Society Museum including Buffalo Bills and many of the murals that the city created in 2008 to beautify the city.

The Green Shutter Hotel and Eden Congregational Church are on the National Register of Historic Places.

Hayward is considered to be one of the safest parts of the Bay Area. The parks are clean and safe and offer a range of outdoor activities. The city itself is vibrant with a variety of entertainment and several events during the year.

The Hayward Regional Shoreline is a great place for biking with a lot of good places to eat. People say that this is a friendly city.

Some of the largest companies including Annabelle Candy, Grilling Bus Company, Impax Laboratories, Shasta soda, and Pepsi Cola are all present in Hayward.

Hayward, California Neighborhoods:

Hayward has many nice neighborhoods here is a look at a couple of those neighborhoods.

  • Southgate: The Southgate neighborhood is located East of Cabot College. The neighborhood has a dense suburban feel with most residents owning their own homes. The neighborhood is made up of young professionals. The homes in the neighborhood have well-kept yards with restaurants. Coffee shops and parks within walking distance. Everyone in the neighborhood seems to look out for one another.
  • Hayward Highland: Hayward Highland is one of the richest neighborhoods in Hayward with nice houses and well-kept yards. The neighborhood is quiet and the neighbors are friendly. You can walk to the grocery store as well as restaurants. The streets are well lit and it is a safe neighborhood for kids to play outside.

The Hayward Unified School District includes 3 of the high schools in the city. If you are looking for a great community in California in which to live Hayward just may be the ideal community.

Local Parks In Hayward:

There are several parks in Hayward including; The Hayward Japanese Gardens, which is the home of the oldest Japanese Gardens in California. The cute and well-kept garden has plenty of huge fishponds. There is also Garin Regional Park, which has a lot to offer since there are horseback riding trails, hiking trails, fishing, interesting plants and wildlife, a blacksmith shop and antique farm equipment.

Greenwood Park is well kept and modern. There is a nice playground as well as a basketball court, tables with tops so you can play chess or checkers and shaded areas where you can sit and rest. There are paved walking paths and grills and even a splash pad.

Climate And Weather In Hayward, CA:

Hayward’s climate is the same as San Francisco’s climate with warm dry summers and moist mild winters this city has pronounced wet and dry seasons. The wet seasons run from November to March.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447