Indio, California Mortgage Rates

We offer low mortgage rates in Indio, California, fast closings and exceptional service. We have a top rating with the Better Business Bureau, Business Consumer Alliance, Yelp and Zillow. If you are looking to refinance your current mortgage or purchase a home in the Indio area please contact me directly for a free quote. My direct number is 1-800-550-5538 or you can complete one of the request a quote forms on our website.

Mortgage Rates In Indio, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

Living In Indio, California:

Indio, CA is located in southern California.

Indio is a desert city located in Riverside County, California. The city sits in the Coachella Valley of Southern California desert region. The town gets the name Indio, which is the Spanish word for Indian. Indio is one of the fastest-growing cities in California and even the United States with a population of over 90,000.

Indio is nicknamed the “City of Festivals” due to the number of different festivals and events the city holds. The most prominent of these festivals is the Coachella Valley Music and Art Festival.

The city covers 75.6 square miles with only .03% of the city being given to water.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

A Great Family-Friendly City:

The city has a large population of younger people with the average age being around 27 years and about 45% of the residents being families with children. It is also a good place for people to retire.

Two public school districts the Desert Sands Unified School District and Coachella Valley Unified School District run Indio education.

Indio’s major economy is based on agriculture, tourism, entertainment, retail, waste service, and education.

The City Of Festivals:

Indio has certainly earned its nickname as the “City of Festivals.” Not only does this city hold the National Date Festival and the Riverside County Fair, but there is also the Sand Storm Lacrosse Festival, Southwest Arts Festival, Coachella Valley Music and Arts Festival, Tamale Festival and the Country music Stagecoach Festival, Indio BBQ State Championship and Festival, Indio Tree Lighting Ceremony, Indio Arbor Day Celebration as well as other events.

Local Parks In Indio:

Indio has plenty of green spaces with 19 different parks. Most of these parks offer play areas, picnic areas, basketball and volleyball courts, softball and soccer fields, walking paths and even one or two dog parks.

Neighborhoods in Indio, CA:

There are 66 neighborhoods in Indio and here is a look at some of the more popular neighborhoods.

  • Indian Palms: Indian Palms is a gated community within the city of Indio. The neighborhood is made up of single-family and attached homes in traditional and Mediterranean style. There are views of the Santa Rosa Mountains. The neighborhood has two shopping centers, dining, nighttime entertainment close by and for those who enjoy outdoor activities there are hiking and biking trails.
  • Talavera: Talavera is a master-planned community of only 782 homes. This neighborhood is located in the Shadow Hills area of North Indio. Talavera backs up to the foothills with views of the San Jacinto Mountains. The community consists of 4 villages and 6 parks and is within walking distance of Shadow Hills High School and Desert Ridge Middle School. Talavera is close to grocery stores, a Target store, home depot and more.

If you are looking for a great place to live in California and don’t mind the desert heat then Indio is certainly a community worth considering.

Climate And Weather In Indio, California:

Indio has a warm winter/hot summer desert climate with average summer temperatures around 89.5 degrees Fahrenheit although it is not uncommon for summer temperatures to reach highs above 108 degrees Fahrenheit. Summertime nighttime lows are often above 80 degrees Fahrenheit.

Winter temperature highs range between the high 60s and the mid-80s. The city averages around 348 days of sunshine each year and the average rainfall is less than 4 inches.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447