Mortgage learning center.
Manufactured Home Loans
Manufactured Home Loans Key Topics In This Article: What Is A Manufactured Home? | Requirements | Mortgage Rates | Refinance | FAQs As the price of traditional site-built homes rises, ...
How To Get The Lowest Mortgage Rate
How To Get The Lowest Mortgage Rate Every loan applicant wants to know how to get the lowest mortgage rate. Before ...
Government-Backed Mortgages
Government-Backed Mortgages A government-backed mortgage is a home loan the federal government guarantees in case the homeowner defaults. These home loans ...
Does The Fed Set Mortgage Rates?
Does The Fed Set Mortgage Rates? The Fed does not set mortgage rates, but the Fed does influence the market where ...
What Does A Loan Officer Do?
What Does A Loan Officer Do? A loan officer is a person who works for a bank, credit union, mortgage lender, ...
Down Payment Gift
Down Payment Gift Buying a home is the “American Dream.” With home prices seemingly going up yearly, the biggest hurdle to ...
Co-Signing A Mortgage
Co-Signing A Mortgage A little-known way to help you obtain a mortgage is having a co-signer on your loan application. Co-signing ...
What Is A Mortgage Underwriter?
What Is A Mortgage Underwriter? A mortgage underwriter is an employee of a mortgage company that reviews your loan application and ...
Pre-Payment Penalty
Pre-Payment Penalty When you buy a home or refinance a current mortgage, you’ll always want to ask your loan officer if ...
Second Mortgages Explained
Second Mortgages Explained If you are a homeowner, you’ve probably heard the term “second mortgage.” It’s a popular home loan product ...
