Union City, California Mortgage Rates

We offer low mortgage rates in Union City, California, fast closings and personal one-on-one service. For over 15 years I’ve been working with homeowners to help them achieve the dream of homeownership.

Our company has an A+ rating with the Better Business Bureau along with a Five Star rating on Zillow. Contact me directly for a no-cost/no-obligation quote and see what makes us different.

Helping Homeowners Achieve Their Dreams is not just a saying, it’s something my team fully believes in.

Mortgage Rates In Union City, California:

FHA Mortgage Rates


Jumbo Mortgage Rates

Living In Union City, California:

Union City, CA is located in northern California.

Union City, California is part of the San Francisco Bay area of Alameda County. The city was incorporated in 1959 and covers 19 square miles all of it land. John and William Horner who named the city after their steamship “The Union” that ran up and down the Sacramento River at that time founded Union City in 1850. Today the city has around 75,000 residences.

Union city is located near several bay area cities and only 19 miles from Oakland, 20 miles from San Jose and 30 miles from San Francisco.

Customer Focused

JB Mortgage Capital, Inc. is 100% focused on the customer experience. From loan application to closing you'll work directly with one person the entire time. This ensures for a better experience for the customer and a more efficient loan process.

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Low Mortgage Rates

Making sure we provide industry low mortgage rates is a focal point at JB Mortgage Capital, Inc. We understand the importance of saving money. From fixed rate mortgages to adjustable rate mortgages we offer low rates at great terms.

Industries in Union City, CA:

Union City was a former railroad and steel town and today railroads are still prominent in the city. However, now Union City is home to several large health care providers including Kaiser Permanente and Washington Hospital’s Nakamura Clinic. In addition, the city is also home to several shipping companies.

Things to Do In Union City:

Bests several parks in the city, there are plenty of activities to do in this city. The Union Landing Shopping Center is a shopping center that covers over 100 acres; there is also a Target shopping center in the city as well.

Besides shopping, there are several coffee shops and restaurants and Union City enjoys pretty decent nightlife as well.

Union City, California Neighborhoods:

This is a pretty thickly residential dense city with a strong suburban feel. Residents here are pretty diverse when it comes to age with 44% of the community having children under the age of 18. There are also middle-age families, retirees and college students in the mix as well. Union City has many good neighborhoods including:

  • Foothill, Glen: Foothill, Glen is a 122-acre community with 600 homes, an elementary school, parks, and other open spaces. The neighborhood is well planned out and even has a pedestrian corridor that runs through the city.
  • Casa Verde: The Casa Verde neighborhood is a well-established community that is made up mostly of mid-size value homes. The neighborhood is a quiet and friendly neighborhood. The neighborhood is close to Union Landing, several grocery stores and a hospital. The neighborhood park is a great place to spend an afternoon.
  • City Center: The City Center is a neighborhood made up of lots of row houses, as well as studio, two, three and four-bedroom homes. This is a well-established community with many of the homes dating back to 1940-1969 as well as some newer homes as well. This is also a neighborhood that is very college-friendly and many college students rent residences in this neighborhood.

Union City schools are part of the New Haven Unified School District and the schools in this district are considered to be well above average. The school district consists of 7 (K-5) elementary schools, 2 middle schools (6-8) one high school and K-12 adult independent school.

If you are considering moving to Union City there are plenty of nice neighborhoods for you to check out.

Union City, California Climate And Weather:

Union City’s climate is pretty moderately nice all year round, making this a great area for outdoor activities and there are a number of parks close by the city.

Additional California Cities:

If you’re looking for additional information on another California city please be sure to visit the main California Mortgage Company page.

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About Loan Officer Kevin O'Connor

About Loan Officer Kevin O'Connor

He is the founder and main contributor of koloans.com. He has over 15 years of experience as a Mortgage Loan Originator (MLO) and is a fully licensed with the state of California and the Nationwide Mortgage Licensing System (NMLS). He has a top rating with the Better Business Bureau and a top rating with Zillow. He continually delivers the results homeowners are looking for; low rates, fast closings and exceptional service: "Helping Homeowners Achieve Their Dreams"  CA DRE #01499872 and NMLS # 247447