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Loan Officer Kevin O'Connor
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FHA Mortgage Information

Are you considering a FHA mortgage? Here we discuss the ins and outs of what a FHA mortgage is and how to obtain the best possible terms on your next FHA refinance or purchase transaction. The Streamline Refinance program, tips and maximum FHA loan amounts.

Five Benefits Of An FHA Mortgage

by Kevin O'Connor
California home

The benefits of an FHA mortgage are numerous. FHA loans have paved the way for first-time homebuyers for many decades. With their easier underwriting guidelines and low down payment requirements, it’s easy to see why. But … Read more

Categories FHA Mortgage Information

What Do I Need To Qualify For An FHA Loan?

by Kevin O'Connor
mortgage payment calculation

The FHA home loan program is one of the most popular loan programs in California. So the question is what do I need to qualify for an FHA loan? If you have a credit score above … Read more

Categories FHA Mortgage Information

FHA Mortgage Insurance

by Kevin O'Connor
FHA Mortgage Insurance Premium

FHA Mortgage Insurance (MI) is an insurance policy the homeowner pays in case of default. There are two forms; the first is a one-time upfront amount at the time of closing and the second is a … Read more

Categories FHA Mortgage Information

FHA Streamline Refinance

by Kevin O'Connor
A Brown Home

One of the great refinance programs in the mortgage industry is the FHA Streamline Refinance program. It just may be the easiest and most efficient way to refinance a mortgage. Thousands of homeowners every year decide … Read more

Categories FHA Mortgage Information, Refinancing A Mortgage

Quick FHA Home Loan Guide

by Kevin O'Connor
Brick Home

Throughout the year FHA home loan guidelines are updated to meet the ever changing marketplace. Our FHA home loan guide offers the following: Understanding what a FHA home loan is: We cover the basic definition of … Read more

Categories FHA Mortgage Information

Down Payment – FTHB

by Kevin O'Connor
Home in California

As a First-Time Homebuyer, you have several loan program options when it comes to financing your home purchase. The two most popular options are either a Conventional loan or an FHA loan and both offer programs … Read more

Categories Mortgage Industry Updates, FHA Mortgage Information, Home Buying Information

How Do I Refinance My FHA Mortgage?

by Kevin O'Connor
Home Owners

How do I refinance my FHA mortgage is a common question. In fact it’s one of the more common questions we hear. Refinancing an FHA loan is a simple step-by-step process that usually can be completed … Read more

Categories Mortgage Industry Updates, FHA Mortgage Information, Refinancing A Mortgage

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Loan Officer Kevin O'Connor

A 16+ year veteran of the mortgage industry. Top ratings with Zillow, Google, Better Business Bureau and more.

NMLS #247447 and California DRE #01499872

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JB Mortgage Capital, Inc.
16310 Porter Ave.
Riverside, CA 92504

800-550-5538

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JB Mortgage Capital, Inc. is a mortgage broker licensed by the state of California. DRE #1836772 and NMLS #238036. Loan Officer Kevin O'Connor is a licensed Loan Officer by the state of California: NMLS #247447 and California DRE #01499872

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