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Loan Officer Kevin O'Connor
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News and Events That Impact Mortgage Rates

Each month we provide a daily update on news and events that impact mortgage rates. Educational and informative with a focus on how to be more successful at locking in a low rate (for both refinance and purchase transactions). Conventional-Conforming, FHA, and Jumbo loan programs along with insight as to how the market is reacting to current economic reports and newsworthy events.

April 2021 Mortgage Rates

by Kevin O'Connor
California home

April 2021 mortgage rates are starting off the month near last months highs. Will that continue? It could but we are starting to see the selling in the bond market level off and if that continues … Read more

Categories News and Events That Impact Mortgage Rates

March 2021 Mortgage Rates

by Kevin O'Connor
California homeowners

At the beginning of March 2021 mortgage rates in California are at their highest levels since Spring/Summer of 2020. During the last two weeks of February the bond market sold off and that selloff really accelerated … Read more

Categories News and Events That Impact Mortgage Rates

February 2021 Mortgage Rates

by Kevin O'Connor
California home

California mortgage rates February 2021 – refinance and purchase transactions. Heading into the first week of February mortgage rates remain somewhat stable however there are growing risks for mortgage rates to move higher. Two main reasons; … Read more

Categories News and Events That Impact Mortgage Rates

January 2021 Mortgage Rates

by Kevin O'Connor
Family Home In California

California mortgage rates January 2021 – refinance and purchase transactions. Opportunities for lower mortgage rates in January 2021 really depend on the three things; Will the Democrats take control of the Senate? Will vaccinations ramp up in … Read more

Categories News and Events That Impact Mortgage Rates

December 2020 Mortgage Rates

by Kevin O'Connor
mortgage rates in California

California December 2020 mortgage rates – refinance and purchase transactions. Heading into the final month of 2020 we’re seeing increased risk for mortgage rates to move higher from their 2020 record lows. A stabilizing economy, more … Read more

Categories News and Events That Impact Mortgage Rates

November 2020 Mortgage Rates

by Kevin O'Connor
Moving to a new home

November 2020 mortgage rates in California – refinance and purchase transactions. Opportunities for lower mortgage rates in November are limited since mortgage rates are near their all-time lows. The biggest event during the month is the … Read more

Categories News and Events That Impact Mortgage Rates

October 2020 Mortgage Rates

by Kevin O'Connor
Family just bought home

October 2020 mortgage rates in California – refinance and purchase transactions. Opportunities for mortgage rates to move lower in October are there but limited. Expecting mortgage rates to push to new all-time lows is a very … Read more

Categories News and Events That Impact Mortgage Rates
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Loan Officer Kevin O'Connor

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A 16+ year veteran of the mortgage industry. Top ratings with Zillow, Google, Better Business Bureau, and more.

Address & Phone

JB Mortgage Capital, Inc.
16310 Porter Ave.
Riverside, CA 92504

1-800-550-5538

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JB Mortgage Capital, Inc. is a mortgage broker licensed by the state of California. DRE #1836772 and NMLS #238036. Loan Officer Kevin O'Connor is a licensed Loan Officer by the state of California: NMLS #247447 and California DRE #01499872

  • About
  • Mortgage Rates
  • Refinance
  • Purchase
  • FHA Home Loans
  • Contact Us