Are you looking to refinance your current mortgage? Whether you’re looking to lower your interest rate, payoff of high interest rate credit card debt, improve your home to increase its value or shorten the length of your mortgage we have the information you need to make an informed decision.
Completing a cash out refinance in California can provide the necessary funds to improve the value of your home or the cash out funds might be used to payoff high interest credit debt or maybe it will enable you to purchase an additional property. What ever your reason is it’s important to know the ins and outs of a cash … Read more
The average cost to refinance a mortgage in California is going to vary from application to application but generally speaking, you should anticipate paying $2,800 to $3,500 depending on the size of the loan and the loan program. This amount does not include discount points or origination fees and might be lower after lender credits. The cost to refinance a … Read more
Refinancing your current mortgage may have many different benefits. A lower interest rate, a shorter term or possibly cash-out funds to improve your home. Generally speaking; refinances usually take 3-4 weeks from completed application to signing loan documents. In case where there is a subordination of a 2nd mortgage or an Equity Line of Credit the time frame might be … Read more
If you are doing a refinance one of your main goals should be to save money. Whether it’s on closing costs and/or obtaining a lower interest rate saving money should be a top priority. Even if you’re doing a cash out loan in which your payment will go higher; there are ways you can save money on your next transaction. … Read more
One of the great refinance programs in the mortgage industry is the FHA Streamline Refinance program. It just may be the easiest and most efficient way to refinance a mortgage. Thousands of homeowners every year decide to access the program which allows a homeowner to lower their interest rate which puts them in a better financial situation. Some homeowners save … Read more
There are many opportunities available for homeowners to consider a refinance of their current mortgage. Refinancing your mortgage in California can be a smooth process if you chose the right mortgage company. At JB Mortgage Capital, Inc. we offer a wide variety of refinancing options; Conventional loans, Conventional-Conforming loans, FHA home loans and others. From excellent credit to … Read more